| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://Not available |
| Year established | 2009 |
| Head of Institution | Dr.Kalpana sankar |
| Regions active | Karnataka, Tamil Nadu, Puducherry |
| # Branches | 57 |
| Total Portfolio (nat'l) | INR 965,501,999 |
| Total Portfolio (USD) | USD 18,217,018.85 |
| Active clients with loans | 94,474 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.belitafinance.net |
| Year established | 2006 |
| Head of Institution | Helena M. Lutege |
| Regions active | Dar es Salaam, Pwani |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 782,975,645.40 |
| Total Portfolio (USD) | USD 492,437.51 |
| Active clients with loans | 5,882 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Oiko Credit, Stromme Microfinance East Africa Ltd, Self Project, Tanzania Investment Bank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Enterprise Loan | INR 12,000 - 24,000 | 13 - 25 | 100% | 20% - 40% | Business, Agriculture | Women, Specific age group, Low HH Inc, Med HH Inc, Must be a member of an SHG., Must be in the age group of 18 to 60 years. | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | TZS 50,000 - 15,000,000 | 3 - 8 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, 18 and above | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Enterprise Loan | 24.8% - 25% | 25.8% - 26.5% | 26.7% - 27.5% | Yes | Yes | Info awaited | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Enterprise Loan | 25.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 25.8% - 26.5% | 26.7% - 27.5% | 92 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 48.00%-96.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 58.2% - 111% | 101.3% - 293.3% | 29 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Enterprise Loan | 24.8% - 25% | 25.8% - 26.5% | 26.7% - 27.5% | Yes | Yes | Info awaited | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Enterprise Loan | 25.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 25.8% - 26.5% | 26.7% - 27.5% | 92 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 48.00%-96.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 58.2% - 111% | 101.3% - 293.3% | 29 |
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