| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.basixindia.com/ |
| Year established | 1996 |
| Head of Institution | Mr. Manmathdalai |
| Regions active | 0 |
| # Branches | 138 |
| Total Portfolio (nat'l) | INR 11,024,902 |
| Total Portfolio (USD) | USD 244,997.82 |
| Active clients with loans | 1,199,141 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, Sadhan |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | INR 8,000 - 30,000 | 23 - 24 | 20% - 40% | 0% - 20% | For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder | Women, Men, Joint Liability Group | Credit Ins | |||||||
| Samruddhi Crop Loan | INR 10,000 - 30,000 | 11 | 20% - 40% | 0% - 20% | Business, only for working for capital crop cultivation , purchase of agriculture inputs i.e. seeds, fertili | Women, Men, All farmers including tenant farmers engaged in cultivation of field crops | Credit Ins | |||||||
| Samruddhi Micro Enterprise (NFS) Loan | INR 10,000 - 30,000 | 23 - 24 | 40% - 60% | 0% - 20% | Business, For establishment cost,fixed cost,working capital | Women, Men, Joint Liability Group | Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 0% | 25% - 25.3% | 25% - 25.3% | N/A | ||||||||||
| Samruddhi Crop Loan | 0% | 26% - 27.8% | 29.9% - 31.7% | N/A | ||||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 0% | 25.1% - 25.4% | 25.1% - 25.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 25% - 25.3% | 25% - 25.3% | 95 | ||||||||
| Samruddhi Crop Loan | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 26% - 27.8% | 29.9% - 31.7% | 68 | ||||||||
| Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 25.1% - 25.4% | 25.1% - 25.4% | 95 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 164 |
| ANED | 5,400 | 6,579,000 | 3 | 123 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 123 |
| BancoSol | 215,300 | 861,418,000 | 30 | 123 |
| CIDRE | 8,500 | 126,578,000 | 8 | 123 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 164 |
| CRECER | 166,900 | 134,626,000 | 13 | 123 |
| Diaconia | 67,000 | 85,734,000 | 2 | 123 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 123 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 164 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 123 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 123 |
| FONDECO | 14,200 | 24,274,000 | 3 | 123 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 123 |
| FUBODE | 29,400 | 24,444,000 | 7 | 123 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 123 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 123 |
| IMPRO | 2,400 | 2,885,000 | 4 | 123 |
| ProCredit | 84,300 | 257,487,000 | 8 | 164 |
| PRODEM | 44,900 | 62,529,000 | 4 | 123 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 123 |
| Sartawi | 14,600 | 26,842,000 | 8 | 123 |
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