Institution

Cashpor Micro Credit B-4 DIG ColonyMakbool Alam RoadVaranasi, Uttar Pradesh221002
Data approved: 2010-10-25
Data version: 1
Age of data: 117 months

Institution

Ahantaman Rural Bank Limited Head OfficeAgona Nkwanta, Western RegionP.O. Box 41
Data approved: 2013-02-11
Data version: 2
Age of data: 86 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cashpor.in/
Year established2002
Head of InstitutionMukul Jaiswal
Regions active
# Branches269

Total Portfolio (nat'l)INR 2,673,981,826
Total Portfolio (USD)USD 50,452,487.28
Active clients with loans417,039
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions activeWestern Region
# Branches12

Total Portfolio (nat'l)GHS 19,495,388.08
Total Portfolio (USD)USD 9,896,136.08
Active clients with loans23,850
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED Ghana

Loan Products » Summary

417,039 Borrowers
USD 50,452,487.28 Portfolio
Active Product

Loan Products » Summary

8,013 Borrowers
USD 1,056,011.82 Portfolio
Active Product
11,440 Borrowers
USD 5,532,702.45 Portfolio
Active Product
1,867 Borrowers
USD 2,702,166.01 Portfolio
Active Product
2,530 Borrowers
USD 605,255.99 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Any Purpose Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Salary Loan GHS 200 - 12,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Sundry (SME) Loan GHS 5,000 - 25,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins, Business Training
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 25.8% - 26% 27.9% - 28.1% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 13.5% annual, Flat 0 Fees 1 Ins None N/A 25.8% - 26% 27.9% - 28.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 86.3% - 86.7% 107.7% - 108% 44
Salary Loan 25.50%-38.00% annual, Decl Bal 1 Fee 1 Ins None N/A 47.1% - 62% 48.8% - 65.3% 45
Sundry (SME) Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66.3% - 66.4% 69.6% - 69.7% 50
Susu Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66% - 66.6% 69.2% - 69.9% 50

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 25.8% - 26% 27.9% - 28.1% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 13.5% annual, Flat 0 Fees 1 Ins Ins None N/A 25.8% - 26% 27.9% - 28.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 86.3% - 86.7% 107.7% - 108% 44
Salary Loan 25.50%-38.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 47.1% - 62% 48.8% - 65.3% 45
Sundry (SME) Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 66.3% - 66.4% 69.6% - 69.7% 50
Susu Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 66% - 66.6% 69.2% - 69.9% 50
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to