Institution

Chaitanya India Fin Credit Pvt Ltd #169, 1st Floor, 5th MainChamarajpetBangalore, KarnatakaPO Box 560018
Data approved: 2012-11-26
Data version: 3
Age of data: 131 months

Institution

Rich Step Investment P.O.Box SC116TemaKpone, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.chaitanyaindia.in/
Year established2009
Head of InstitutionAnand Rao
Regions activeKarnataka
# Branches10

Total Portfolio (nat'l)INR 205,228,721
Total Portfolio (USD)USD 3,872,240.02
Active clients with loans21,309
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeCooperative
Is this institution regulated?Yes
Website addressN/A
Year established2007
Head of InstitutionStephen Dzovor
Regions active0
# Branches9

Total Portfolio (nat'l)GHS 536,965
Total Portfolio (USD)USD 357,976.67
Active clients with loans19,109
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, GCSCA
Funders

Loan Products » Summary

2,162 Borrowers
USD 528,259.92 Portfolio
Active Product
8,393 Borrowers
USD 1,785,925.49 Portfolio
Active Product
10,150 Borrowers
USD 1,434,276.25 Portfolio
Active Product
Retired Product
Retired Product
Retired Product
Retired Product

Loan Products » Summary

19,109 Borrowers
USD 357,977 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
2D Business Loan INR 36,000 - 50,000 24 - 30 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins
3D Business Loan INR 36,000 - 50,000 24 - 30 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins
One Year Business Loan INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women, Could be used in income generating activities. Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Traders Loan GHS 50 - 500 1 - 5 40% - 60% 80% - 100%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 25.9% 27.3% - 27.5% 29.6% - 30.1% Yes Yes Yes 100
3D Business Loan 25.9% - 27.3% 28% - 29.5% 31.3% - 33% Yes Yes Yes 99
One Year Business Loan 25.8% - 25.9% 27.5% - 27.7% 30.1% - 30.5% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 27.5% 29.6% - 30.1% 87
3D Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28% - 29.5% 31.3% - 33% 81
One Year Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.5% - 27.7% 30.1% - 30.5% 85

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Traders Loan 60.00%-0.00% annual, Flat 1 Fee 0 220.4% - 268.2% 330.4% - 362.1% 17

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
2D Business Loan 25.9% 27.3% - 27.5% 29.6% - 30.1% Yes Yes Yes 100
3D Business Loan 25.9% - 27.3% 28% - 29.5% 31.3% - 33% Yes Yes Yes 99
One Year Business Loan 25.8% - 25.9% 27.5% - 27.7% 30.1% - 30.5% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
2D Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.3% - 27.5% 29.6% - 30.1% 87
3D Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 28% - 29.5% 31.3% - 33% 81
One Year Business Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.5% - 27.7% 30.1% - 30.5% 85

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Traders Loan 60.00%-0.00% annual, Flat 1 Fee 0 220.4% - 268.2% 330.4% - 362.1% 17
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% Products with one or more fee
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