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Institution

Credible Microfinance Pvt Ltd DanipaliBudharajaSambalpur, Orissa768004
Data approved: 2010-10-25
Data version: 1
Age of data: 112 months

Institution

Victoria Finance Ltd Plot 17, Lumumba StreetDar Es SalaamPO Box 12102
Data approved: 2011-12-18
Data version: 1
Age of data: 97 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.crediblemicrofinance.com/
Year established2008
Head of InstitutionMr. Khirod Chandra Malick
Regions active
# Branches21

Total Portfolio (nat'l)INR 88,485,639
Total Portfolio (USD)USD 1,669,540.36
Active clients with loans10,093
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.victoriafinance.co.tz/
Year established2009
Head of InstitutionWilbard John Makishe
Regions active
# Branches1

Total Portfolio (nat'l)TZS 600,000,000
Total Portfolio (USD)USD 377,358.49
Active clients with loans145
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliationsTAMFI
Funders

Loan Products » Summary

3,492 Borrowers
USD 577,660.96 Portfolio
Active Product
IGL
6,601 Borrowers
USD 1,091,879.40 Portfolio
Active Product

Loan Products » Summary

115 Borrowers
USD 220,125.79 Portfolio
Active Product
11 Borrowers
USD 81,761.01 Portfolio
Low Volume Product
19 Borrowers
USD 75,471.70 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri-allied INR 2,500 - 20,000 8 - 15 80% - 100% 0% - 20% Business, Housing Women Group Mtgs
Income Generation Activities INR 5,000 - 30,000 8 - 18 80% - 100% 40% - 60% Business, Housing Women, Have business Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara Small Loan TZS 500,000 - 10,000,000 1 - 12 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri-allied 0% 24.2% - 25.1% 24.2% - 25.1% N/A
Income Generation Activities 0% 23.6% - 24.2% 23.6% - 24.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri-allied 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 24.2% - 25.1% 24.2% - 25.1% 80
Income Generation Activities 20.0% annual, Decl Bal 2 Fees 0 Ins None N/A 23.6% - 24.2% 23.6% - 24.2% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Small Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 59.7% - 69.9% 67.6% - 78.2% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri-allied 0% 24.2% - 25.1% 24.2% - 25.1% N/A
Income Generation Activities 0% 23.6% - 24.2% 23.6% - 24.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri-allied 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 24.2% - 25.1% 24.2% - 25.1% 80
Income Generation Activities 20.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 23.6% - 24.2% 23.6% - 24.2% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Small Loan 30.00% annual, Flat 2 Fees 1 Ins Ins None N/A 59.7% - 69.9% 67.6% - 78.2% 42
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Key Statistics
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