Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 132 months

Institution

Banco WWB S.A. Av 5 norte N° 16 N 57Cali, Valle del Cauca572
Data approved: 2011-08-01
Data version: 1
Age of data: 155 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.bancowwb.com/
Year established2011
Head of InstitutionClara Serra - Akerman
Regions active
# Branches93

Total Portfolio (nat'l)COP 551,063,000,000
Total Portfolio (USD)USD 302,781,868.10
Active clients with loans211,907
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsWomen's World Banking
FundersFundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets

Loan Products » Summary

42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

1,240 Borrowers
USD 673,221.73 Portfolio
Active Product
734 Borrowers
USD 918,166.57 Portfolio
Active Product
30,083 Borrowers
USD 10,422,101.90 Portfolio
Active Product
9,749 Borrowers
USD 25,521,053.15 Portfolio
Active Product
177,595 Borrowers
USD 256,484,615.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crediequipo COP 535,000 - 160,500,000 1 - 59 60% - 80% 80% - 100% Business Women, Men, Have business
Credimoto COP 2,891,000 - 5,301,900 1 - 36 60% - 80% 80% - 100% Business, Compra de Moto Women, Men, Have business
Credimpulso COP 535,000 - 1,000,000 1 - 15 60% - 80% 60% - 80% Business Women, Men, Have business
Inmobiliario COP 535,000 - 64,272,000 1 - 59 60% - 80% 60% - 80% Business, Housing Women, Men, Have business
Microcrédito COP 535,000 - 13,375,000 1 - 36 60% - 80% 60% - 80% Business Women, Men, Have business

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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