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Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 85 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Loan Products » Summary

42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000185
AMPL00085
Arman41,500529,107,000185
Arohan43,5008,091,000285
ASA INDIA164,00015,380,000185
Asirvad113,50019,328,000185
Asmitha1,114,800217,867,000185
Bandhan4,048,600674,564,000585
Belstar123,00023,945,000264
BSFL275,20031,590,000385
Chaitanya20,7003,748,000385
Disha Microfin69,00014,332,000285
Equitas1,220,000186,415,000485
ESAF354,20043,500,000585
FFSL150,60035,719,000285
Fusion66,8009,820,000285
Grama Vidiyal738,200102,101,000185
Grameen Koota586,60083,555,0001587
Janalakshmi506,000119,077,000285
L & T Finance399,80037,199,000185
MFL331,80049,083,000185
MMFL175,00023,752,000285
Mpower13,6002,263,000285
Sahayata00085
Saija24,7004,682,000285
Samasta45,5004,809,000285
Satin405,60090,174,000285
SCCI115,60015,910,000285
Share2,195,400376,727,000185
SKS3,409,000355,029,000285
SMILE360,20056,927,000185
SNFL9,4001,779,000185
Sonata Finance158,20022,724,000387
Spandana533,400147,240,000285
Suryoday78,60014,713,000385
SVCL118,20018,886,000185
Swadhaar92,80017,166,000385
Trident68,7008,852,000185
Ujjivan913,300160,848,000585
Utkarsh168,60025,915,000385
VFS175,40019,264,000285
Asomi50,3004,743,0002117
AES India3,600286,0001117
Arth2,900611,0002117
Asomi50,3004,743,0002117
Barasat GS1,10099,508.021117
BJS6,000468,0001117
Cashpor417,00050,452,0001116
Credible10,0001,669,540.362117
DIBAKAR1,800145,0001116
GOF65,2005,388,0004116
Hope62,6004,407,0001114
Jaago2,700237,0001115
LOK4,900573,0001116
Nano25,6003,660,0002117
NBSAAVS28,1002,821,0001114
Nirantara8,200917,0002116
Parama7,100482,0001116
Pragathi26,2004,579,0006116
PWMACS36,5005,946,0001116
Saadhana90,90012,046,0002116
Sambhav1,500183,0003116
Seba Rahara6,700468,0001116
SU61,1005,498,0001116
Swayanshree7,900918,0002116
Vikas Samiti1,600168,0001116
Vistaar4,3001,157,0002114
We The People1,100244,0002116
WEMCS1,10085,0001116
Yukti1,10099,0002116
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