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Institution

Singhivi Investment & Finance Pvt. Ltd. 4th Floor, Temple Tower, 672 Anna Salai, NandanamChennai, Tamil Nadu600035
Data approved: 2013-02-20
Data version: 3
Age of data: 85 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.equitasmf.in
Year established2007
Head of InstitutionPN Vasudevan
Regions activeGujarat, Madhya Pradesh
# Branches278

Total Portfolio (nat'l)INR 9,756,400,000
Total Portfolio (USD)USD 184,083,018.90
Active clients with loans1,163,000
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan, Alpha

Loan Products » Summary

540,000 Borrowers
USD 107,735,849.10 Portfolio
Active Product
45,000 Borrowers
USD 10,377,358.49 Portfolio
Active Product
590,000 Borrowers
USD 66,037,735.85 Portfolio
Active Product
45,000 Borrowers
USD 2,264,150.94 Portfolio
Active Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Second Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
Third Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
First Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
Income Generating 1 Year Loan INR 4,999.50 - 5,000 12 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Second Cycle Loan 24.9% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Third Cycle Loan 24.9% - 25.4% 26% - 26.5% 27.6% - 28.2% Yes Yes Yes 100
First Cycle Loan 25% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Income Generating 1 Year Loan 24.4% - 25.3% 26.4% - 27.4% 28.1% - 29.3% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Second Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Third Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.5% 27.6% - 28.2% 91
First Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Income Generating 1 Year Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% - 27.4% 28.1% - 29.3% 89
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003104
AJDFI13,100884,0006104
ARDCI44,6009,403,0001104
ASA Philippines333,40029,282,0001104
ASHI35,4005,231,0006104
ASKI60,00015,247,0004104
Bangko Kabayan8,9002,373,0002104
BSEI60073,0002104
CBI8,1002,010,0005104
CCT70,3009,504,0004104
CEV35,4005,111,0004104
DSPI59,3003,676,0003104
ECLOF5,4001,836,0004104
FCB12,0002,392,0002104
FMB2,700710,0002104
GM Bank23,5001,553,0003104
HSPFI19,1001,899,0002104
JVOFI1,300281,0001104
Katipunan Bank42,1005,325,0002104
KDCI20,5002,095,0003104
KGI32,3003,421,0004104
KMBI245,00015,098,0001104
LTMPC37,4008,935,0003104
Mallig Plains6,500641,0002104
MILAMDEC29,8003,278,0002104
MWIMPC11,8001,740,0004103
NWTF105,50012,698,0005104
OFMPC4,400964,0001104
PBC50,70010,434,0004104
PCSD700167,0001104
PMPC23,5005,565,0008104
RB Angeles9001,502,0002104
RB Labason500289,0001104
RBLI5,2001,026,0002104
RBMI11,9001,750,0002104
RMB100173,0001104
RSPI39,6002,834,0004104
SAFRAGEMC1,100229,0001104
Salve10,9001,191,0003104
SEDP27,0003,914,0003104
TSKI212,90025,187,0002104
TSPI264,50031,290,0007104
Valient1,700672,0002104
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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