2. Equitas
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  2. DQF
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Institution

Equitas 4th Floor, Temple Tower, 672 Anna Salai, NandanamChennai, Tamil Nadu600035
Data approved: 2011-01-06
Data version: 2
Age of data: -   months 
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Institution

DAASGIFT QUALITY FOUNDATION P.O.Box TD 1369. TakoradiTakoradi, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.equitas.in/
Year established2007
Head of InstitutionPN Vasudevan
Regions active0
# Branches276

Total Portfolio (nat'l)INR 9,568,069,000
Total Portfolio (USD)USD 212,623,755.60
Active clients with loans1,395,978
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 96,292
Total Portfolio (USD)USD 64,194.67
Active clients with loans1,424
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN
FundersE&CO, CHF International, Global Giving

Loan Products » Summary

Additional Micro-Credit
94,472 Borrowers
USD 2,842,053 Portfolio
Active Product
Primary Loans
1,134,782 Borrowers
USD 117,975,591 Portfolio
Active Product
3rd Cycle
0 Borrowers
Portfolio
Active Product
Additional Micro Credit - Upcountry
Retired Product
Additional Micro credit -Metro
Retired Product
Gurukul Loan
Retired Product
Primary Loans - Metro
Retired Product
Primary loans - Rural
Retired Product
Primary Loans - Upcountry
Retired Product
Second cycle loan - Metro
Retired Product
Second Cycle Loan - Upcountry
Retired Product
Shiksha Loan
Retired Product
Vidya loan - Metro
Retired Product
Vidya loan - Upcountry
Retired Product
Vidya Loan
Retired Product

Loan Products » Summary

Energy (Clean Cookstoves)
5 Borrowers
USD 1,117 Portfolio
Active Product
Group lending
729 Borrowers
USD 48,647 Portfolio
Active Product
Managed Funds Loan
23 Borrowers
USD 4,877 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Additional Micro-Credit INR 3,000 - 3,000 6 - 9 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
Primary Loans INR 10,100 - 12,000 24 80% - 100% 80% - 100% Business Women, Have business, either client runs business or husband runs business and the client has an active role Credit Educ, Group Mtgs, Credit Ins
Third Cycle Loan INR 10,100 - 15,000 24 80% - 100% 0% Business Women, Have business Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) 0 0 80% - 100% 60% - 80%
Group lending GHS 50 - 1,000 4 - 6 80% - 100% 40% - 60%
Managed Funds Loan 0 0 80% - 100% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Additional Micro-Credit 0% 24.5% - 25.9% 25.3% - 27% N/A
Primary Loans 0% 25.9% - 26.8% 26.7% - 27.4% N/A
Third Cycle Loan 0% 26.6% 28.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Additional Micro-Credit 25.3%-26.3% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 25.9% 25.3% - 27% 96
Primary Loans 25.5% annual, Decl Bal 1 Fee 0 Ins None N/A 25.9% - 26.8% 26.7% - 27.4% 94
Third Cycle Loan 25.4% annual, Decl Bal 0 Fees 1 Ins None N/A 26.6% 28.3% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins 82% - 82.4% 135.7% - 136.3%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Additional Micro-Credit 0% 24.5% - 25.9% 25.3% - 27% N/A
Primary Loans 0% 25.9% - 26.8% 26.7% - 27.4% N/A
Third Cycle Loan 0% 26.6% 28.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Additional Micro-Credit 25.3%-26.3% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 24.5% - 25.9% 25.3% - 27% 96
Primary Loans 25.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 25.9% - 26.8% 26.7% - 27.4% 94
Third Cycle Loan 25.4% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 26.6% 28.3% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins Ins 82% - 82.4% 135.7% - 136.3%
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