Please note that the information you are viewing is
132 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2010-11-15
Data version: 1
Age of data: - months
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | K.PAUL THOMAS |
| Regions active | 0 |
| # Branches | 105 |
| Total Portfolio (nat'l) | INR 1,561,228,229 |
| Total Portfolio (USD) | USD 34,693,960.64 |
| Active clients with loans | 220,011 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
37,676 Borrowers
USD 2,251,389.09 Portfolio
Active Product
211,746 Borrowers
USD 31,891,022.89 Portfolio
Active Product
1,775 Borrowers
USD 131,947.11 Portfolio
Active Product
363 Borrowers
USD 75,367 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| General Loan |
|
INR 6,000 - 8,000 |
|
12 |
|
80% - 100% |
|
0% - 20% |
|
Any Purpose |
|
Women, Men |
|
Credit Educ, Group Mtgs, Business Training |
| Income Generation Loan |
|
INR 10,000 - 20,000 |
|
12 |
|
80% - 100% |
|
0% - 20% |
|
Business |
|
Women, Men |
|
Credit Educ, Group Mtgs, Business Training |
| Jeevandhara |
|
INR 3,000 - 12,000 |
|
12 - 24 |
|
80% - 100% |
|
0% - 20% |
|
For installing water connection |
|
Women, Men |
|
Credit Educ, Group Mtgs |
| Nirmal |
|
INR 6,000 - 12,000 |
|
12 - 24 |
|
80% - 100% |
|
0% - 20% |
|
for sanitation Purposes |
|
Women, Men |
|
Credit Educ, Group Mtgs |
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| General Loan |
|
0% |
|
0% - 57.5% |
|
0% - 31.7% |
|
|
|
|
|
|
|
N/A |
| Income Generation Loan |
|
0% |
|
31.2% - 31.7% |
|
31.2% - 31.7% |
|
|
|
|
|
|
|
N/A |
| Jeevandhara |
|
0% |
|
28.2% |
|
28.2% |
|
|
|
|
|
|
|
N/A |
| Nirmal |
|
0% |
|
28.2% |
|
28.2% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| General Loan |
|
17.0% annual, Flat |
|
0 Fees |
|
0 Ins |
|
None |
|
N/A |
|
0% - 57.5% |
|
0% - 31.7% |
|
N/A |
| Income Generation Loan |
|
17.0% annual, Flat |
|
0 Fees |
|
0 Ins |
|
None |
|
N/A |
|
31.2% - 31.7% |
|
31.2% - 31.7% |
|
53 |
| Jeevandhara |
|
15.0% annual, Flat |
|
0 Fees |
|
0 Ins |
|
None |
|
N/A |
|
28.2% |
|
28.2% |
|
53 |
| Nirmal |
|
15.0% annual, Flat |
|
0 Fees |
|
0 Ins |
|
None |
|
N/A |
|
28.2% |
|
28.2% |
|
53 |
Please note that the information you are viewing is
150 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2011-12-07
Data version: 1
Age of data: 150 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (GHS) | GHS 58,000 |
| Portfolio (USD) | USD 29,441.62 |
| Active Clients with Loans | 44 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 80% - 100% |
Description
Loans given out to individuals to improve their businesses
Loan Purpose
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | 1 |
| # Regions for this product | N/A |
| Regions Active | |
