Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.ffslmfi.com/ |
Year established | 2007 |
Head of Institution | G. Dashratha Reddy |
Regions active | 0 |
# Branches | 110 |
Total Portfolio (nat'l) | INR 1,783,129,397 |
Total Portfolio (USD) | USD 39,625,097.71 |
Active clients with loans | 205,173 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | MFIN, Sa-Dhan |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.emprender-bo.org/ |
Year established | 1999 |
Head of Institution | RAMIRO QUISPE CHIPANA |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | BOB 23,898,315 |
Total Portfolio (USD) | USD 3,540,491.11 |
Active clients with loans | 9,163 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daily Loan | INR 6,000 - 20,000 | 3.3 - 4.6 | 0% - 20% | 80% - 100% | Business | Women, Men, Must be the family member of weekly borrower, Age between 18 to 55 Years | Credit Educ, Group Mtgs, Credit Ins | |||||||
Midterm Loan | INR 8,000 - 8,000 | 10 | 80% - 100% | 80% - 100% | Business | Women, Must be a weekly Loan borrower, age between 18 to 55 years | Credit Educ, Group Mtgs, Credit Ins | |||||||
Monthly Loan | INR 6,000 - 35,000 | 12 - 24 | 80% - 100% | 0% - 20% | Business | Women, Age between 18 to 58 years | Group Mtgs, Credit Ins, Other Training | |||||||
Weekly Loan | INR 6,000 - 15,000 | 12 | 80% - 100% | 80% - 100% | Business | Women, Must be between 18-58 years | Group Mtgs, Credit Ins, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | BOB 400 - 5,000 | 4 - 10 | 80% - 100% | 60% - 80% | Any Purpose | Women, Men, Mujeres deben ser alrededor de un 80% | Group Mtgs, Credit Ins, Business Training, Other Training, Salud, Liderazgo | |||||||
Crédito Individual en Bolivianos | BOB 500 - 20,000 | 2 - 36 | 60% - 80% | 80% - 100% | Business, Consumer, Negocio: Solo para Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training | |||||||
BOB 200 - 10,000 | 2 - 36 | 60% - 80% | 80% - 100% | Business, Consumer, Negocio: Solo para Capital de Trabajo | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training, SERVICIO DE SALUD EN ATENCIÓN PRIMARIA Y MEDICINA PREVENTIVA |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daily Loan | 0% | 43% - 43.9% | 53% - 57.1% | N/A | ||||||||||
Midterm Loan | 0% | 24.5% | 30.2% | N/A | ||||||||||
Monthly Loan | 24.5% | 24.5% - 28.7% | 29.9% - 31.4% | 100 | ||||||||||
Weekly Loan | 0% | 27.3% - 28.3% | 31.4% - 34.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daily Loan | 12.8% annual, Flat | 1 Fee | 0 Ins | None | 500.00 upfront | 43% - 43.9% | 53% - 57.1% | N/A | ||||||||
Midterm Loan | 12.0% annual, Flat | 2 Fees | 0 Ins | None | 500.00 upfront | 24.5% | 30.2% | N/A | ||||||||
Monthly Loan | 26.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.5% - 28.7% | 29.9% - 31.4% | 84 | ||||||||
Weekly Loan | 26.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 27.3% - 28.3% | 31.4% - 34.8% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | 33.6%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 20.00% ongoing | 57.9% - 62% | 65.6% - 70.4% | 49 | ||||||||
Crédito Individual en Bolivianos | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 55.2% - 58.9% | 55.2% - 58.9% | 41 | ||||||||
24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 38.8% - 59.5% | 38.9% - 60.3% | 49 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daily Loan | 0% | 43% - 43.9% | 53% - 57.1% | N/A | ||||||||||
Midterm Loan | 0% | 24.5% | 30.2% | N/A | ||||||||||
Monthly Loan | 24.5% | 24.5% - 28.7% | 29.9% - 31.4% | 100 | ||||||||||
Weekly Loan | 0% | 27.3% - 28.3% | 31.4% - 34.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daily Loan | 12.8% annual, Flat | 1 Fee | 0 Ins Ins | None | 500.00 upfront | 43% - 43.9% | 53% - 57.1% | N/A | ||||||||
Midterm Loan | 12.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 500.00 upfront | 24.5% | 30.2% | N/A | ||||||||
Monthly Loan | 26.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 24.5% - 28.7% | 29.9% - 31.4% | 84 | ||||||||
Weekly Loan | 26.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 27.3% - 28.3% | 31.4% - 34.8% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos de Emprendimiento Bolivianos | 33.6%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 20.00% ongoing | 57.9% - 62% | 65.6% - 70.4% | 49 | ||||||||
Crédito Individual en Bolivianos | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 55.2% - 58.9% | 55.2% - 58.9% | 41 | ||||||||
24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 38.8% - 59.5% | 38.9% - 60.3% | 49 |
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