Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.gvmfl.com/ |
Year established | 1986 |
Head of Institution | Mr.S.Devaraj, Chairman and Managing Director |
Regions active | 0 |
# Branches | 227 |
Total Portfolio (nat'l) | INR 6,051,556,728 |
Total Portfolio (USD) | USD 134,479,038.40 |
Active clients with loans | 772,050 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | INR 25,000 - 50,000 | 12 | 80% - 100% | 20% - 40% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
General Loan | INR 9,000 - 18,000 | 12 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Seasonal Loan | INR 1,000 - 3,000 | 5 | 80% - 100% | 20% - 40% | Business, Consumer, Education, Other | Women | Credit Educ, Group Mtgs |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 0% | 32.7% - 33.3% | 32.7% - 33.3% | N/A | ||||||||||
General Loan | 0% | 31.9% - 32.5% | 31.9% - 32.5% | N/A | ||||||||||
Seasonal Loan | 0% | 39.2% - 39.9% | 39.2% - 39.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 12.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 32.7% - 33.3% | 32.7% - 33.3% | 36 | ||||||||
General Loan | 12.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 31.9% - 32.5% | 31.9% - 32.5% | 37 | ||||||||
Seasonal Loan | 0.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.2% - 39.9% | 39.2% - 39.9% | 0 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 150 |
ADCSI | 176,100 | 30,846,000 | 2 | 151 |
BG | 47,000 | 4,048,000 | 4 | 150 |
DECSI | 361,000 | 96,304,000 | 7 | 150 |
Dire | 4,900 | 828,000 | 4 | 150 |
DMCPSC | 1,200 | 69,000 | 1 | 150 |
Eshet | 18,800 | 2,392,000 | 3 | 150 |
Harbu | 22,400 | 1,757,000 | 2 | 150 |
Meklit | 12,200 | 1,395,000 | 4 | 150 |
Metemamen | 10,500 | 650,000 | 6 | 150 |
OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
OMO | 323,600 | 31,385,000 | 4 | 150 |
PEACE | 17,200 | 2,462,000 | 3 | 150 |
SFPI | 33,600 | 2,750,000 | 3 | 150 |
Sidama | 53,400 | 1,162,000 | 6 | 150 |
Wasasa | 49,300 | 5,798,000 | 4 | 150 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
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