| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | K. Ravikumar |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | INR 194,002,175 |
| Total Portfolio (USD) | USD 3,660,418.40 |
| Active clients with loans | 28,501 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.belita.org/ |
| Year established | 2006 |
| Head of Institution | HELENA M. LUTEGE |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 850,000,000 |
| Total Portfolio (USD) | USD 566,666.67 |
| Active clients with loans | 4,500 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders | OIKO CREDIT, STROMME MICROFINANCE EAST AFRICA LTD, SELF PROJECT |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | INR 9,000 - 15,000 | 12 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| TN-JLGF12T12ME | INR 6,000 - 12,000 | 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | TZS 50,000 - 8,000,000 | 3 - 8 | 60% - 80% | 20% - 40% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 0% | 25.7% | 26.6% | N/A | ||||||||||
| TN-JLGF12T12ME | 0% | 25.7% | 26.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 21.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.6% | 79 | ||||||||
| TN-JLGF12T12ME | 12.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 25.7% | 26.7% | 45 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 48.00%-0.00% annual, Flat | 1 Fee | 0 | 77.9% - 88.4% | 134.2% - 182.9% | 31 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 0% | 25.7% | 26.6% | N/A | ||||||||||
| TN-JLGF12T12ME | 0% | 25.7% | 26.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AP-JLGD21T12ME | 21.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 25.7% | 26.6% | 79 | ||||||||
| TN-JLGF12T12ME | 12.0% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 25.7% | 26.7% | 45 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 48.00%-0.00% annual, Flat | 1 Fee | 0 | 77.9% - 88.4% | 134.2% - 182.9% | 31 |
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