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Institution

Pragathi MAC Credit & Marketing Federation Ltd. #2-6-45/2, Sri Shanthi Nagar Colony, Road No. 2Circuit House Road, HanamkondaWarangal, Andhra Pradesh506001
Data approved: 2010-11-15
Data version: 1
Age of data: 124 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionSri G. John
Regions active
# Branches38

Total Portfolio (nat'l)INR 242,718,712
Total Portfolio (USD)USD 4,579,598.34
Active clients with loans23,289
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

3,005 Borrowers
USD 523,382.68 Portfolio
Active Product
8,014 Borrowers
USD 1,395,687.11 Portfolio
Active Product
1,002 Borrowers
USD 174,460.89 Portfolio
Active Product
501 Borrowers
USD 87,230.43 Portfolio
Active Product
2,004 Borrowers
USD 348,921.77 Portfolio
Active Product
11,771 Borrowers
USD 2,049,915.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture and Allied Business Loan INR 5,000 - 50,000 12 - 20 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training
Crop Loan INR 3,000 - 25,000 6 - 15 80% - 100% 0% - 20% Business, Other Women Credit Educ, Group Mtgs, Credit Ins, Other Training
Education Loan INR 3,000 - 20,000 12 - 20 60% - 80% 0% - 20% Education Women, Have home or land, Salaried worker Group Mtgs, Credit Ins, Other Training
Group Loan INR 10,000 - 30,000 12 - 20 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins, Other Training, Livelihood and Social Awareness programs
Housing Loan INR 10,000 - 50,000 15 - 30 60% - 80% 0% - 20% Housing Women, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Other Training
Micro Enterprise Loan INR 5,000 - 50,000 12 - 20 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Other Training, Social Awareness programs

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agriculture and Allied Business Loan 0% 25.6% 32.7% - 36.1% N/A
Crop Loan 0% 21.5% - 21.6% 26.6% - 28.7% N/A
Education Loan 0% 25.6% - 25.7% 33.8% - 36.2% N/A
Group Loan 0% 25.6% - 25.7% 32.7% - 33.8% N/A
Housing Loan 0% 25.6% - 25.7% 33.2% - 36.1% N/A
Micro Enterprise Loan 0% 25.6% - 25.7% 32.7% - 35.9% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture and Allied Business Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% 32.7% - 36.1% 37
Crop Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 21.5% - 21.6% 26.6% - 28.7% 45
Education Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 25.6% - 25.7% 33.8% - 36.2% 36
Group Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% - 25.7% 32.7% - 33.8% 37
Housing Loan 9.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 25.6% - 25.7% 33.2% - 36.1% 26
Micro Enterprise Loan 12.5% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing 25.6% - 25.7% 32.7% - 35.9% 37
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001120
Actuar Quindio2,3002,800,0002120
Actuar Tolima8,8005,099,0003120
Amanecer4,3008,253,0004120
Banco Agrario56,30039,938,0003120
Banco WWB219,400294,019,0005115
Bancolombia36,20051,563,0001120
BdO10,4007,945,0002120
Comerciacoop1,6003,255,0004120
Confiar43,80081,993,0007120
Congente5,40020,045,0002120
Contactar25,10020,184,0002120
Crezcamos27,50022,564,0004120
Finamerica39,80099,536,0007120
FMM Popayán310,000243,614,0003120
FMSD6,8009,236,0006120
Fomentamos900102,0001120
Fund DeLaMujer199,900165,568,0001120
Fund Oleoductos500435,0001115
FUNDAUNIBAN6001,307,0002120
FUNDESAN2,4002,521,0005120
FUNDESMAG1,0001,698,0002120
Interactuar30,20093,846,0004120
MEDA15,60027,322,0002120
ProCredit CO5,70018,569,0003120
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