| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.sumfindia.com/ |
| Year established | 2001 |
| Head of Institution | Prakash Banerjee |
| Regions active | |
| # Branches | 66 |
| Total Portfolio (nat'l) | INR 291,437,465 |
| Total Portfolio (USD) | USD 5,498,820.09 |
| Active clients with loans | 61,128 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | http://www.tujijengeafrika.org/ |
| Year established | 2006 |
| Head of Institution | NAMBOBI SHAFI |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 4,529,260,138 |
| Total Portfolio (USD) | USD 3,019,506.76 |
| Active clients with loans | 17,827 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AFRICAP, TANZANIA ASSOCIATION OF MICROFINANCE INSTITUTIONS, MICROFINANCE ASSOCIATION INSTITUTION NETWORK |
| Funders | TUJIJENGE AFRIKA, MICRO AFRICA, LJK HOLDINGS, AFICAP |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan product (12.5%) | INR 6,000 - 20,000 | 10.5 | 80% - 100% | 20% - 40% | Business, Housing, Consumer, Education, Other, Cottage, Medical ,Marriage, Agri-Allied Business | Women, Have business, Have home or land | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | TZS 50,000 - 3,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | ||||||||||
| Group Loan | TZS 50,000 - 3,000,000 | 4 - 6 | 80% - 100% | 80% - 100% | ||||||||||
| Individual Loan | TZS 500,000 - 10,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | ||||||||||
| MYC4 Loan | 0 | 0 | 40% - 60% | 80% - 100% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan product (12.5%) | 0 | 31.9% | 40.7% - 40.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan product (12.5%) | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 31.9% | 40.7% - 40.8% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% | 0% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan product (12.5%) | 0 | 31.9% | 40.7% - 40.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan product (12.5%) | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 31.9% | 40.7% - 40.8% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Flexible Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 65.2% - 81.2% | 94.1% - 122% | 34 | ||||||||||
| Group Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 68.8% - 97.7% | 99.9% - 150.6% | 31 | ||||||||||
| Individual Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 67.2% - 76.2% | 67.2% - 76.2% | 50 | |||||||||
| MYC4 Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 0% | 0% |
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