| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sahayata.co.in/ |
| Year established | 2007 |
| Head of Institution | Ajay Verma |
| Regions active | 0 |
| # Branches | 105 |
| Total Portfolio (nat'l) | INR 1,737,783,002 |
| Total Portfolio (USD) | USD 32,788,358.53 |
| Active clients with loans | 289,991 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | INR 10,000 - 10,000 | 17.3 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Sahayata Progressive Loan | INR 5,000 - 10,000 | 11.5 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
| SAHAYATA Vishwas Loan (Reloan) | INR 15,000 - 15,000 | 17.3 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 0% | 33.7% | 35.9% | N/A | ||||||||||
| Sahayata Progressive Loan | 0% | 33.7% - 34.8% | 35.9% | N/A | ||||||||||
| SAHAYATA Vishwas Loan (Reloan) | 0% | 32.9% | 34% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 28.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 33.7% | 35.9% | 80 | ||||||||
| Sahayata Progressive Loan | 26.3% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 33.7% - 34.8% | 35.9% | 73 | ||||||||
| SAHAYATA Vishwas Loan (Reloan) | 27.1% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 32.9% | 34% | 80 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 164 |
| ANED | 5,400 | 6,579,000 | 3 | 123 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 123 |
| BancoSol | 215,300 | 861,418,000 | 30 | 123 |
| CIDRE | 8,500 | 126,578,000 | 8 | 123 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 164 |
| CRECER | 166,900 | 134,626,000 | 13 | 123 |
| Diaconia | 67,000 | 85,734,000 | 2 | 123 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 123 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 164 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 123 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 123 |
| FONDECO | 14,200 | 24,274,000 | 3 | 123 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 123 |
| FUBODE | 29,400 | 24,444,000 | 7 | 123 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 123 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 123 |
| IMPRO | 2,400 | 2,885,000 | 4 | 123 |
| ProCredit | 84,300 | 257,487,000 | 8 | 164 |
| PRODEM | 44,900 | 62,529,000 | 4 | 123 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 123 |
| Sartawi | 14,600 | 26,842,000 | 8 | 123 |
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