Institution

Sahayata Microfinance Private Limited 303, 3rd floor, Mahaveer Complex,5 C Madhuban,Udaipur, Rajasthan313001
Data approved: 2011-01-25
Data version: 1
Age of data: -   months 

Institution

Nwabiagya Rural Bank Limited KumasiAshanti RegionPO Box B170
Data approved: 2013-03-02
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sahayata.co.in/
Year established2007
Head of InstitutionAjay Verma
Regions active0
# Branches105

Total Portfolio (nat'l)INR 1,737,783,002
Total Portfolio (USD)USD 32,788,358.53
Active clients with loans289,991
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.nrbank.org
Year established1987
Head of InstitutionNuamah-Danquah Samuel
Regions activeAshanti Region
# Branches7

Total Portfolio (nat'l)GHS 4,463,063.91
Total Portfolio (USD)USD 2,265,514.68
Active clients with loans4,099
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB Apex Bank, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB Apex Bank

Loan Products » Summary

48,819 Borrowers
USD 4,042,710.83 Portfolio
Active Product
215,270 Borrowers
USD 23,695,127.81 Portfolio
Active Product
25,902 Borrowers
USD 5,050,519.89 Portfolio
Active Product

Loan Products » Summary

2,144 Borrowers
USD 209,913.56 Portfolio
Active Product
818 Borrowers
USD 1,426,502.20 Portfolio
Active Product
1,137 Borrowers
USD 629,098.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sahayata Midterm Loan INR 10,000 - 10,000 17.3 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Sahayata Progressive Loan INR 5,000 - 10,000 11.5 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
SAHAYATA Vishwas Loan (Reloan) INR 15,000 - 15,000 17.3 80% - 100% 60% - 80% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 6 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 200 - 10,000 6 - 12 20% - 40% 80% - 100% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 10,000 6 40% - 60% 60% - 80% Business, Other, Petty Traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training, Personal hygiene & health education

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sahayata Midterm Loan 0% 33.7% 35.9% N/A
Sahayata Progressive Loan 0% 33.7% - 34.8% 35.9% N/A
SAHAYATA Vishwas Loan (Reloan) 0% 32.9% 34% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sahayata Midterm Loan 28.6% annual, Decl Bal 0 Fees 1 Ins None N/A 33.7% 35.9% 80
Sahayata Progressive Loan 26.3% annual, Decl Bal 0 Fees 1 Ins None N/A 33.7% - 34.8% 35.9% 73
SAHAYATA Vishwas Loan (Reloan) 27.1% annual, Decl Bal 0 Fees 1 Ins None N/A 32.9% 34% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Sahayata Midterm Loan 0% 33.7% 35.9% N/A
Sahayata Progressive Loan 0% 33.7% - 34.8% 35.9% N/A
SAHAYATA Vishwas Loan (Reloan) 0% 32.9% 34% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sahayata Midterm Loan 28.6% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 33.7% 35.9% 80
Sahayata Progressive Loan 26.3% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 33.7% - 34.8% 35.9% 73
SAHAYATA Vishwas Loan (Reloan) 27.1% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 32.9% 34% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 47.8% 73.3% 38
Micro Enterprise Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 52.2% - 54% 82.1% - 85.9% 33
Susu Loan 28.1% annual, Flat 1 Fee 1 Ins Ins None 33.3% upfront 53.1% - 54% 121.1% - 123.6% 23
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