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Institution

Samasta Microfinance Limited 4th Cross, 414/5Wilson Garden,Bangalore, KarnatakaPO Box 560027
Data approved: 2013-01-21
Data version: 2
Age of data: 86 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.samasta.co.in/
Year established2008
Head of InstitutionVenkatesh N
Regions activeKarnataka, Tamil Nadu
# Branches24

Total Portfolio (nat'l)INR 254,928,392
Total Portfolio (USD)USD 4,809,969.66
Active clients with loans45,514
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, India, AKMI, India

Loan Products » Summary

44,713 Borrowers
USD 4,564,460.55 Portfolio
Active Product
801 Borrowers
USD 245,509.11 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan INR 10,000 - 15,000 12 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Other Training
Dairy Cow Loan INR 24,999 - 25,000 24 80% - 100% 0% - 20% Business Women, Low HH Inc, Med HH Inc, Must be supplying milk to procurers (Cooperatives or private) Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 27.2% - 28% 29.2% - 30% 30.3% - 31.1% Yes Yes Yes 99
Dairy Cow Loan 27% - 27.2% 28% - 28.2% 28.8% - 29% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 26.0%-27.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 29.2% - 30% 30.3% - 31.1% 85
Dairy Cow Loan 26.0%-27.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28% - 28.2% 28.8% - 29% 90
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001113
Actuar Quindio2,3002,800,0002113
Actuar Tolima8,8005,099,0003113
Amanecer4,3008,253,0004113
Banco Agrario56,30039,938,0003113
Banco WWB219,400294,019,0005108
Bancolombia36,20051,563,0001113
BdO10,4007,945,0002113
Comerciacoop1,6003,255,0004113
Confiar43,80081,993,0007113
Congente5,40020,045,0002113
Contactar25,10020,184,0002113
Crezcamos27,50022,564,0004113
Finamerica39,80099,536,0007113
FMM Popayán310,000243,614,0003113
FMSD6,8009,236,0006113
Fomentamos900102,0001113
Fund DeLaMujer199,900165,568,0001113
Fund Oleoductos500435,0001108
FUNDAUNIBAN6001,307,0002113
FUNDESAN2,4002,521,0005113
FUNDESMAG1,0001,698,0002113
Interactuar30,20093,846,0004113
MEDA15,60027,322,0002113
ProCredit CO5,70018,569,0003113
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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