Institution

Satin Creditcare Network Ltd Satin Creditcare Network ltd ,5th Floor,Kundan BhawanAzadpur Commercial complex ,AzadpurDelhiPO Box 110033
Data approved: 2013-03-11
Data version: 2
Age of data: 131 months

Institution

DAASGIFT QUALITY FOUNDATION P.O.Box TD 1369. TakoradiTakoradi, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.satincreditcare.com/
Year established1990
Head of InstitutionH P Singh
Regions activeBihar, Haryana, Madhya PradeshPunjab, Uttar Pradesh, Uttarakhand, Chandigarh, National Capital Territory of Delhi
# Branches158

Total Portfolio (nat'l)INR 4,779,248,793
Total Portfolio (USD)USD 90,174,505.53
Active clients with loans428,995
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 96,292
Total Portfolio (USD)USD 64,194.67
Active clients with loans1,424
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN
FundersE&CO, CHF International, Global Giving

Loan Products » Summary

49,637 Borrowers
USD 17,306,701.11 Portfolio
Active Product
355,974 Borrowers
USD 72,867,804.42 Portfolio
Active Product
Retired Product

Loan Products » Summary

5 Borrowers
USD 1,117 Portfolio
Active Product
729 Borrowers
USD 48,647 Portfolio
Active Product
23 Borrowers
USD 4,877 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan - Urban INR 20,000 - 50,000 12 - 30 0% - 20% 80% - 100% Business Women, Men, Have business, Med HH Inc, Urban HH Credit Educ
Income Generation Loan (Rural) INR 8,000 - 25,000 15 - 26 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Rural HH Credit Educ, Group Mtgs, Credit Education, Financial Literacy Training. , Group Meeting

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) 0 0 80% - 100% 60% - 80%
Group lending GHS 50 - 1,000 4 - 6 80% - 100% 40% - 60%
Managed Funds Loan 0 0 80% - 100% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins 82% - 82.4% 135.7% - 136.3%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins Ins 82% - 82.4% 135.7% - 136.3%
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