2. Satin
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sekam Trust
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Satin Creditcare Network Ltd Satin Creditcare Network ltd ,5th Floor,Kundan BhawanAzadpur Commercial complex ,AzadpurDelhi, Delhi110033
Data approved: 2012-04-02
Data version: 1
Age of data: -   months 
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Institution

Sekam Trust International Tulaku, behind Amal BankPBM 16AF, Adenta FlatsAshaiman, Greater Accra
Data approved: 2013-03-15
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addresshttp://www.satincreditcare.com/
Year established1990
Head of InstitutionH P Singh
Regions active0
# Branches144

Total Portfolio (nat'l)INR 2,382,034,116
Total Portfolio (USD)USD 52,934,091.47
Active clients with loans276,160
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sekamtrustghana.org/
Year established2008
Head of InstitutionSiegfried Kofi Gbadago
Regions activeGreater Accra Region
# Branches2

Total Portfolio (nat'l)GHS 271,000
Total Portfolio (USD)USD 137,563.45
Active clients with loans621
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGCSCA, ASSFIN
FundersIntent Foundation

Loan Products » Summary

Income Generation Loan
158,080 Borrowers
USD 25,390,515 Portfolio
Active Product
Urban
38,761 Borrowers
USD 17,927,821 Portfolio
Active Product
Rural
237,399 Borrowers
USD 35,006,270 Portfolio
Active Product

Loan Products » Summary

Business
256 Borrowers
USD 63,451.78 Portfolio
Active Product
Group Loan
365 Borrowers
USD 74,111.68 Portfolio
Active Product
Salary Workers Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan INR 8,000 - 16,000 12 80% - 100% 0% - 20% Business, Housing Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Income Generation Loan - Urban INR 20,000 - 50,000 6 - 36 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ
Income Generation Loan (Rural) INR 3,000 - 25,000 15 - 26 80% - 100% 0% - 20% Business Women, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 3,000 2 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Usually must have run a business for at least 3 years Credit Ins
Group Loan GHS 200 - 500 3 - 6 80% - 100% 0% - 20% Business, Housing, Education Women, Men, Have business Book keeping training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 0% 0% 0% N/A
Income Generation Loan - Urban 28.3% 24.9% - 30.1% 24.9% - 30.1% 100
Income Generation Loan (Rural) 37.8% 27.7% - 38.4% 30.1% - 42.8% 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 18.0% annual, Flat 2 Fees 0 Ins None N/A 0% 0% N/A
Income Generation Loan - Urban 12.0%-15.0% annual, Flat 0 Fees 0 Ins None N/A 24.9% - 30.1% 24.9% - 30.1% 44
Income Generation Loan (Rural) 12.0%-15.0% annual, Flat 1 Fee 1 Ins None N/A 27.7% - 38.4% 30.1% - 42.8% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 60.00%-120.00% annual, Flat 2 Fees 1 Ins None 30.00% upfront 124.5% - 151.3% 230.8% - 268.3% 23
Group Loan 60.00%-96.00% annual, Flat 2 Fees 1 Ins None 20.00% upfront 174% - 180% 248.8% - 257.7% 23

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 0% 0% 0% N/A
Income Generation Loan - Urban 28.3% 24.9% - 30.1% 24.9% - 30.1% 100
Income Generation Loan (Rural) 37.8% 27.7% - 38.4% 30.1% - 42.8% 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Income Generation Loan - Urban 12.0%-15.0% annual, Flat 0 Fees 0 Ins Ins None N/A 24.9% - 30.1% 24.9% - 30.1% 44
Income Generation Loan (Rural) 12.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 27.7% - 38.4% 30.1% - 42.8% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 60.00%-120.00% annual, Flat 2 Fees 1 Ins Ins None 30.00% upfront 124.5% - 151.3% 230.8% - 268.3% 23
Group Loan 60.00%-96.00% annual, Flat 2 Fees 1 Ins Ins None 20.00% upfront 174% - 180% 248.8% - 257.7% 23
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