2. Share
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  2. FITSE
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2013-04-30
Data version: 2
Age of data: 132 months
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Institution

Finance Trust For The Self Employed Private Bag A232Lilongwe, Central Region
Data approved: 2013-01-08
Data version: 2
Age of data: 136 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions activeAndhra Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal PradeshJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Orissa, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, National Capital Territory of Delhi
# Branches896

Total Portfolio (nat'l)INR 20,895,693,066
Total Portfolio (USD)USD 394,258,359.70
Active clients with loans2,227,675
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.worldvision.com
Year established2000
Head of InstitutionMasutano Mulaga
Regions activeKasungu, Lilongwe, Mchinji, Ntcheu, Salima, Mzimba, Nkhata Bay, Balaka, Blantyre, Mulanje
# Branches2

Total Portfolio (nat'l)MWK 253,269,047.10
Total Portfolio (USD)USD 649,407.81
Active clients with loans8,790
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsMalawi Microfinance Network (MAMN)
FundersVision Fund International, World Vision International, World Vision, Malawi (ADP)

Loan Products » Summary

JLG
2,195,404 Borrowers
USD 376,727,792.10 Portfolio
Active Product
Micro Enterprise Loan
Retired Product
Personal Loans
Retired Product

Loan Products » Summary

Agric 1
115 Borrowers
USD 7,070.26 Portfolio
Active Product
Agric 2
829 Borrowers
USD 97,014.29 Portfolio
Active Product
Business 2
7,792 Borrowers
USD 514,401.47 Portfolio
Active Product
Business 3
54 Borrowers
USD 30,921.79 Portfolio
Active Product
Business Loan I (Group)
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 12,000 - 25,000 12 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Health Insurance Services , National Pension Scheme collabaration with LIC

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural loan I (Irrigation loan - Group) MWK 5,000 - 100,000 4 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Agricultural Loan II (Rain fed - Group) MWK 5,000 - 200,000 6 - 10 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan II (Group) MWK 5,000 - 300,000 6 - 9 40% - 60% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan III (Individual) MWK 5,000 - 2,000,000 4 - 12 60% - 80% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural loan I (Irrigation loan - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 51.9% - 56.9% 63.7% - 70% 82
Agricultural Loan II (Rain fed - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 52% - 64.5% 63.1% - 79.2% 78
Business Loan II (Group) 48.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 80.9% - 99.8% 112.7% - 139.6% 39
Business Loan III (Individual) 42.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 72.8% - 74.5% 91% - 93.2% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural loan I (Irrigation loan - Group) 54.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 51.9% - 56.9% 63.7% - 70% 82
Agricultural Loan II (Rain fed - Group) 54.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 52% - 64.5% 63.1% - 79.2% 78
Business Loan II (Group) 48.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 80.9% - 99.8% 112.7% - 139.6% 39
Business Loan III (Individual) 42.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 72.8% - 74.5% 91% - 93.2% 45
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