2. Share
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  2. CEDEF
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2011-05-11
Data version: 1
Age of data: -   months 
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Institution

Calvary Enterprise Development Foundation Head OfficeMamprobi, Accra, Greater AccraP.O. Box MP 2468
Data approved: 2013-03-18
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions active0
# Branches990

Total Portfolio (nat'l)INR 22,076,816,363
Total Portfolio (USD)USD 490,595,919.20
Active clients with loans2,807,147
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cedefgh.wix.com/cedef
Year established2006
Head of InstitutionMagnus Amoa-Bosompem
Regions activeGreater Accra Region, Central Region, Eastern Region
# Branches1

Total Portfolio (nat'l)GHS 106,980
Total Portfolio (USD)USD 54,304.57
Active clients with loans535
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsASSFIN, GHAMFIN, Financieros sin Fronteras
Funders

Loan Products » Summary

JLG
2,526,432 Borrowers
USD 456,254,204.80 Portfolio
Active Product
Micro Enterprise Loan
168,430 Borrowers
USD 33,115,224.56 Portfolio
Active Product
Personal Loans
112,285 Borrowers
USD 1,226,489.80 Portfolio
Active Product

Loan Products » Summary

Agricultural
150 Borrowers
USD 23,604.06 Portfolio
Active Product
Start-up
50 Borrowers
USD 7,614.21 Portfolio
Active Product
Energy
50 Borrowers
USD 6,385.79 Portfolio
Active Product
Enterprise
285 Borrowers
USD 16,700.51 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Business, only for Income Generating Activities Women, Have business, Have home or land, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan INR 15,000 - 300,000 6 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land
Personal Loans INR 9,000 - 99,000 6 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have home or land, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Credit GHS 1,000 - 1,000 8 - 12 60% - 80% 0% - 20% Business Women, Men, Must have farming experience Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices
Apprenticeship Start-up Credit Program GHS 500 - 1,000 6 - 12 80% - 100% 40% - 60% Business, Start-up businesses Women, Men, Specific age group, Must be in youth age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Efficient Energy Credit Program GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20% Consumer Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration
Micro Enterprise Development GHS 100 - 3,000 6 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00% annual, Decl Bal 0 Fees 0 Ins None N/A 23.8% - 25.1% 23.8% - 25.1% 100
Apprenticeship Start-up Credit Program 48.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.5% - 41.9% 40.5% - 41.9% 100
Efficient Energy Credit Program 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 49.8% 49.8% 72
Micro Enterprise Development 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.8% - 41.5% 40.8% - 41.5% 87

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.8% - 25.1% 23.8% - 25.1% 100
Apprenticeship Start-up Credit Program 48.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 40.5% - 41.9% 40.5% - 41.9% 100
Efficient Energy Credit Program 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 49.8% 49.8% 72
Micro Enterprise Development 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 40.8% - 41.5% 40.8% - 41.5% 87
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