2. Share
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ID-Ghana
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2011-05-11
Data version: 1
Age of data: -   months 
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Institution

Initiative Development-Ghana FNGO Head OfficeStephens Close, Dansoman SNNIT Flats, Opposite Block 15Accra, Greater AccraP.O. Box GP 19382
Data approved: 2013-02-19
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions active0
# Branches990

Total Portfolio (nat'l)INR 22,076,816,363
Total Portfolio (USD)USD 490,595,919.20
Active clients with loans2,807,147
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.idghana.org/
Year established1998
Head of InstitutionStephen Mawuli Kwesi Dugbazah
Regions activeGreater Accra Region
# Branches5

Total Portfolio (nat'l)GHS 1,879,142
Total Portfolio (USD)USD 953,879.19
Active clients with loans5,689
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ASSFIN, AMT
FundersEntrepreneurs du Monde, Air Liquide, TECHNIP, French Embassy

Loan Products » Summary

JLG
2,526,432 Borrowers
USD 456,254,204.80 Portfolio
Active Product
Micro Enterprise Loan
168,430 Borrowers
USD 33,115,224.56 Portfolio
Active Product
Personal Loans
112,285 Borrowers
USD 1,226,489.80 Portfolio
Active Product

Loan Products » Summary

Front Desk
277 Borrowers
USD 38,994.42 Portfolio
Active Product
Kick Start
138 Borrowers
USD 3,205.08 Portfolio
Active Product
Onipa Nua
5,274 Borrowers
USD 911,679.19 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Business, only for Income Generating Activities Women, Have business, Have home or land, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan INR 15,000 - 300,000 6 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land
Personal Loans INR 9,000 - 99,000 6 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have home or land, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Front Desk GHS 100 - 5,000 3 - 9 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Business Training, Other Training, Life skill training, counciling, and referral services.
Kick Start GHS 20 - 200 6 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services.
Onipa Nua (Each other's keepers) GHS 100 - 5,000 3 - 9 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training, Other Training, Life skill training, counciling, and referral services.

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Front Desk 36.0% annual, Flat 1 Fee 0 Ins None N/A 68.9% - 74.9% 68.9% - 74.9% 49
Kick Start 0.0% annual, Flat 0 Fees 0 Ins None N/A 0% 0% 100
Onipa Nua (Each other's keepers) 36.0% annual, Flat 1 Fee 0 Ins None N/A 70.3% - 71.2% 70.3% - 71.2% 50

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 34.8% 34.8% 35.9% 100
Micro Enterprise Loan 0% 27.4% - 33.7% 28.4% - 35% N/A
Personal Loans 0% 28.1% - 30% 28.9% - 30.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 19.8%-24.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.8% 35.9% 55
Micro Enterprise Loan 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 27.4% - 33.7% 28.4% - 35% 80
Personal Loans 24.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 28.1% - 30% 28.9% - 30.8% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Front Desk 36.0% annual, Flat 1 Fee 0 Ins Ins None N/A 68.9% - 74.9% 68.9% - 74.9% 49
Kick Start 0.0% annual, Flat 0 Fees 0 Ins Ins None N/A 0% 0% 100
Onipa Nua (Each other's keepers) 36.0% annual, Flat 1 Fee 0 Ins Ins None N/A 70.3% - 71.2% 70.3% - 71.2% 50
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