| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Padmaja Reddy G. |
| Regions active | 0 |
| # Branches | 1795 |
| Total Portfolio (nat'l) | INR 43,180,018,634 |
| Total Portfolio (USD) | USD 959,555,969.60 |
| Active clients with loans | 4,959,649 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Abhilasha | INR 6,000 - 20,000 | 11.5 - 23.1 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other, to retire expensive debt, health purposes including better nutrition | Women, economically active | Credit Educ, Group Mtgs, Other Training | |||||||
| Dharani | INR 5,000 - 50,000 | 3 - 11 | 0% - 20% | 0% - 20% | Business, only for working capital, exclusively for agri and allied purposes | Women, Men, Must have agriculture ativity and secondary source of income | Credit Educ, Group Mtgs | |||||||
| Pragathi | INR 15,000 - 50,000 | 12 - 18 | 80% - 100% | 0% - 20% | Business, for income generation purposes | Women, self-employed | Credit Educ, Group Mtgs |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Abhilasha | 0% | 0% | 0% | N/A | ||||||||||
| Dharani | 0% | 0% | 0% | N/A | ||||||||||
| Pragathi | 0% | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Abhilasha | 12.5%-15.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Dharani | 21.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Pragathi | 25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Outstanding portfolio (BOB) | BOB 129,348.23 |
| Portfolio (USD) | USD 19,162.70 |
| Active Clients with Loans | 39 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 0% - 20% |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | AntigàŒedad mínima de 1 año en trabajo. Buenos antecedentes personales y crediticios. |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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