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Institution

Suryoday Micro Finance Pvt Ltd 1101 Sharda TerracesPlot 65 Sector 11 CBD BelapurNavi Mumbai, Maharashtra400614
Data approved: 2013-01-22
Data version: 3
Age of data: 132 months

Institution

Rural Community Development Society 1st Floor, Hajvery Plaza, Bara Dari Road, Begum Kot, ShahdaraLahore, Punjab54000
Data approved: 2013-08-02
Data version: 1
Age of data: 125 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.suryodaymf.com/
Year established2008
Head of InstitutionR Baskar Babu
Regions activeGujarat, Karnataka, Maharashtra, Orissa, Tamil Nadu
# Branches34

Total Portfolio (nat'l)INR 1,118,427,664
Total Portfolio (USD)USD 21,102,408.75
Active clients with loans139,423
Approximate % female clients100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.rcdspk.org
Year established1998
Head of InstitutionMuhammad Murtaza
Regions activePunjab
# Branches20

Total Portfolio (nat'l)PKR 443,135,230
Total Portfolio (USD)USD 4,521,788.06
Active clients with loans31,965
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsPMN, PMFN, BWTP, PCP
FundersPPAF, ASF, UNDP, Engro Foundation

Loan Products » Summary

71,053 Borrowers
USD 13,144,361.92 Portfolio
Active Product
5,850 Borrowers
USD 985,881.32 Portfolio
Active Product
1,730 Borrowers
USD 583,060.68 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

CED
28,459 Borrowers
USD 3,189,452.25 Portfolio
Active Product
EDF
1,740 Borrowers
USD 749,178.26 Portfolio
Active Product
LSF
1,693 Borrowers
USD 529,232.69 Portfolio
Active Product
SME
73 Borrowers
USD 53,924.88 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IG02 INR 15,000 - 15,000 18 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF02 INR 15,000 - 15,000 16.5 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IM18 INR 18,000 - 18,000 24 80% - 100% 80% - 100% Business Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit & Enterprise Development PKR 5,000 - 75,000 12 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training
Enterprise Development Facility PKR 70,000 - 150,000 18 60% - 80% 20% - 40% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training
Live Stock Financing PKR 40,000 - 100,000 18 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training
Strengthening Micro Enterprises PKR 100,000 - 300,000 24 0% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land, Specific age group Credit Educ, Business Training, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG02 25.2% - 25.8% 26.5% - 27.1% 29% - 29.7% Yes Yes Yes 100
IGF02 25.8% - 26% 27.3% - 27.5% 30.1% - 30.3% Yes Yes Yes 100
IM18 26.3% - 26.8% 27.3% - 27.9% 29.5% - 30.2% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG02 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 27.1% 29% - 29.7% 88
IGF02 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 27.5% 30.1% - 30.3% 86
IM18 27.0% annual, Decl Bal 1 Fee 0 Ins 12.36% fees N/A 27.3% - 27.9% 29.5% - 30.2% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit & Enterprise Development 20.0% annual, Flat 1 Fee 0 Ins None N/A 44.7% - 48% 44.7% - 48% N/A
Enterprise Development Facility 15.0% annual, Flat 1 Fee 0 Ins None N/A 33.5% 33.5% N/A
Live Stock Financing 15.0% annual, Flat 1 Fee 0 Ins None N/A 33.5% - 34.9% 33.5% - 34.9% N/A
Strengthening Micro Enterprises 15.0% annual, Flat 1 Fee 0 Ins None N/A 30.7% - 31.8% 30.7% - 31.8% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG02 25.2% - 25.8% 26.5% - 27.1% 29% - 29.7% Yes Yes Yes 100
IGF02 25.8% - 26% 27.3% - 27.5% 30.1% - 30.3% Yes Yes Yes 100
IM18 26.3% - 26.8% 27.3% - 27.9% 29.5% - 30.2% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG02 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% - 27.1% 29% - 29.7% 88
IGF02 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.3% - 27.5% 30.1% - 30.3% 86
IM18 27.0% annual, Decl Bal 1 Fee 0 Ins Ins 12.36% fees N/A 27.3% - 27.9% 29.5% - 30.2% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit & Enterprise Development 20.0% annual, Flat 1 Fee 0 Ins Ins None N/A 44.7% - 48% 44.7% - 48% N/A
Enterprise Development Facility 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 33.5% 33.5% N/A
Live Stock Financing 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 33.5% - 34.9% 33.5% - 34.9% N/A
Strengthening Micro Enterprises 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 30.7% - 31.8% 30.7% - 31.8% N/A
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