Institution

Suryoday Micro Finance Pvt Ltd 161A/3A Modibaug, 4th Floor Sham-Shakuntal HeightsGaneshkind Road, Shivaji NagarPune, Maharashtra411016
Data approved: 2011-11-16
Data version: 2
Age of data: -   months 

Institution

Baobab Financial Services Limited Zogbeli, TamaleTamale, Northern Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.suryodaymf.com/
Year established2008
Head of InstitutionR BASKAR BABU
Regions active0
# Branches28

Total Portfolio (nat'l)INR 740,000,000
Total Portfolio (USD)USD 16,444,444.44
Active clients with loans82,000
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?No
Website addressN/A
Year established2008
Head of InstitutionAmadu Montia
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 1,800,000
Total Portfolio (USD)USD 1,200,000
Active clients with loans3,523
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, GCSCA
FundersMiDA

Loan Products » Summary

21,949 Borrowers
USD 4,744,236 Portfolio
Active Product
20,120 Borrowers
USD 6,072,318 Portfolio
Active Product
6,602 Borrowers
USD 1,422,664 Portfolio
Active Product
2,043 Borrowers
USD 626,765 Portfolio
Active Product

Loan Products » Summary

20 Borrowers
USD 66,667 Portfolio
Active Product
3,260 Borrowers
USD 928,000 Portfolio
Active Product
243 Borrowers
USD 205,333 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IG01 INR 11,000 - 11,000 18 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins, Business Training
IG02 INR 15,000 - 15,000 18 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF01 INR 11,000 - 11,000 16.5 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF02 INR 15,000 - 15,000 16.5 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Support Loan 0 0 0% - 20% 80% - 100%
Group Loan GHS 100 - 1,000 4 80% - 100% 80% - 100%
MiDA Loans GHS 100 - 2,000 18 - 36 80% - 100% 80% - 100%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG01 0% 0% 0% N/A
IG02 0% 0% 0% N/A
IGF01 0% 0% 0% N/A
IGF02 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG01 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
IG02 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
IGF01 26.0% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
IGF02 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Support Loan 0.00% annual, 0 0 Fees 0 Ins 97% - 111.3% 108.2% - 128.8%
Group Loan 36.00%-0.00% annual, Flat 0 Fees 0 Ins 103.3% - 105% 122.9% - 125.1% 29
MiDA Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins 57.2% 67% 44

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IG01 0% 0% 0% N/A
IG02 0% 0% 0% N/A
IGF01 0% 0% 0% N/A
IGF02 0% 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IG01 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
IG02 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
IGF01 26.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
IGF02 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Support Loan 0.00% annual, 0 0 Fees 0 Ins Ins 97% - 111.3% 108.2% - 128.8%
Group Loan 36.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 103.3% - 105% 122.9% - 125.1% 29
MiDA Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 57.2% 67% 44
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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