Institution

SV Creditline Pvt Ltd 10th Floor,Tower D,Global Business ParkGurgaon, HaryanaPO Box 122002
Data approved: 2013-03-31
Data version: 3
Age of data: 131 months

Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2013-04-30
Data version: 2
Age of data: 131 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.svcl.in/
Year established2010
Head of InstitutionRakesh Dubey
Regions activeMadhya Pradesh, Rajasthan, Uttar Pradesh
# Branches44

Total Portfolio (nat'l)INR 1,000,987,853
Total Portfolio (USD)USD 18,886,563.26
Active clients with loans118,217
Approximate % female clients100%
Approximate % urban clients40% - 60%
Network affiliationsSADHAN, MFIN

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions activeAndhra Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal PradeshJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Orissa, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, National Capital Territory of Delhi
# Branches896

Total Portfolio (nat'l)INR 20,895,693,066
Total Portfolio (USD)USD 394,258,359.70
Active clients with loans2,227,675
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Loan Products » Summary

118,217 Borrowers
USD 18,886,563.26 Portfolio
Active Product

Loan Products » Summary

JLG
2,195,404 Borrowers
USD 376,727,792.10 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan INR 8,000 - 14,000 10.7 100% 40% - 60% Business Women, Have business, Specific age group, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 12,000 - 25,000 12 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Health Insurance Services , National Pension Scheme collabaration with LIC

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 29.9% 32.2% 34.4% - 35.1% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 30.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 32.2% 34.4% - 35.1% 86

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 29.9% 32.2% 34.4% - 35.1% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 30.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 32.2% 34.4% - 35.1% 86

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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