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Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyGuru Narayan Road, Santacruz (E)Mumbai, MaharashtraPO Box 400001
Data approved: 2013-01-22
Data version: 3
Age of data: 91 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions activeGujarat, Maharashtra
# Branches30

Total Portfolio (nat'l)INR 909,845,169
Total Portfolio (USD)USD 17,166,889.98
Active clients with loans92,891
Approximate % female clients80% - 100%
Approximate % urban clients100%
Network affiliations

Loan Products » Summary

87,428 Borrowers
USD 15,265,990.89 Portfolio
Active Product
5,072 Borrowers
USD 1,392,004.70 Portfolio
Active Product
391 Borrowers
USD 508,894.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 8,000 - 34,000 24 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 75,000 3 - 12 0% - 20% 100% Business Women, Men, Have business, Specific age group, Urban HH, The client must be the owner of the business. Credit Ins
Top Up Loan INR 2,000 - 5,000 12 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 25.8% 26.8% - 26.9% 27.9% - 28% Yes Yes Yes 100
Swayog - Individual Business Loan 28.1% - 29.9% 31.5% - 35% 32.8% - 37% Yes Yes Yes 100
Top Up Loan 26% - 26.2% 27.8% - 28.1% 28.8% - 29.2% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.8% - 26.9% 27.9% - 28% 93
Swayog - Individual Business Loan 30.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 31.5% - 35% 32.8% - 37% 85
Top Up Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.8% - 28.1% 28.8% - 29.2% 89
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Action00093
Adok Timo4,200570,0004124
BIMAS11,1004,679,000793
ECLOF Kenya20,5005,455,000893
Equity Bank135,50094,746,000993
Family Bank43,20090,700,0005124
Jamii Bora2,4003,374,000493
Juhudi Kilimo10,4004,436,000293
KADET12,9005,402,000493
K-Rep00093
K-Rep Bank65,00028,743,0004124
KWFT DTM294,600165,982,000693
LKL13,1009,311,0001085
MKL18,2005,989,000670
Opportunity Kenya9,1004,866,000593
PAWDEP40,9007,133,000293
RAFODE2,900356,000193
SISDO7,3003,657,0001193
Yehu14,0003,149,0001193
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Key Statistics
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