2. SCCI
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ASA-Ghana
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

SWAWS Credit Corporation India Private Limited D.No.9-1-129/1, 2nd Floor , Oxford PlazaSD Road , SecunderabadSecunderabad, Andhra Pradesh500003
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution

ASA-Ghana Head OfficeKaneshieAccra, Greater AccraP.O. Box MP 1834, Mamprobi
Data approved: 2013-03-09
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sccimicrofinance.com/
Year established1995
Head of InstitutionMrs. R.Girija
Regions active0
# Branches83

Total Portfolio (nat'l)INR 892,862,262
Total Portfolio (USD)USD 19,841,383.60
Active clients with loans121,066
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMFIN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asa-international.com/
Year established2007
Head of InstitutionMD. Aourongjeb
Regions activeGreater Accra Region, Central Region, Western Region, Ashanti Region
# Branches54

Total Portfolio (nat'l)GHS 36,218,600
Total Portfolio (USD)USD 18,962,617.80
Active clients with loans71,633
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN
FundersCatalyst Microfinance Industries, ASA International

Loan Products » Summary

Fortnightly
21,038 Borrowers
USD 3,618,791 Portfolio
Active Product
Monthly JLG
5,193 Borrowers
USD 1,032,600 Portfolio
Active Product
Weekly
94,660 Borrowers
USD 15,120,264 Portfolio
Active Product

Loan Products » Summary

Business
1,556 Borrowers
USD 858,028 Portfolio
Active Product
Small Loan
70,077 Borrowers
USD 18,104,590 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fortnightly Loan INR 10,000 - 10,000 12 - 13 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Monthly JLG INR 8,000 - 16,000 8 - 10 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
Weekly JLG INR 10,000 - 26,000 10 - 13 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 80% - 100% 60% - 80% Business Women, Have business, Must have a business plan Credit Educ, Group Mtgs, Credit Ins
Small Loan GHS 300 - 1,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 0% 0% 0% N/A
Monthly JLG 0% 0% 0% N/A
Weekly JLG 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 13.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Monthly JLG 13.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Weekly JLG 12.5% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Fortnightly Loan 0% 0% 0% N/A
Monthly JLG 0% 0% 0% N/A
Weekly JLG 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortnightly Loan 13.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Monthly JLG 13.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Weekly JLG 12.5% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42
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