Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | http://www.swayanshree.org/ |
Year established | 2006 |
Head of Institution | Ms. Nayana Mohanty |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | INR 48,681,845 |
Total Portfolio (USD) | USD 918,525.38 |
Active clients with loans | 8,008 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2010 |
Head of Institution | Thaddeo W. Mashera |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 1,622,843,381 |
Total Portfolio (USD) | USD 1,081,895.59 |
Active clients with loans | 6,381 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | TAMFI |
Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | INR 2,000 - 50,000 | 6 - 24 | 80% - 100% | 0% - 20% | Any Purpose | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
Asha Loan | INR 3,000 - 6,000 | 6 - 18 | 80% - 100% | 80% - 100% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | ||||||||||
Jijenge Loan | TZS 300,000 - 5,000,000 | 6 - 24 | 60% - 80% | 40% - 60% | ||||||||||
Mkulima Loan | TZS 300,000 - 3,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Personal Loan | 0 | 0 | 40% - 60% | 40% - 60% | ||||||||||
SME Loan | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
Ushirika | TZS 500,000 - 5,000,000 | 6 - 24 | 40% - 60% | 20% - 40% |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
Asha Loan | 0% | 8.9% | 13.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 0% | 20.6% - 21.8% | 31.1% - 32.8% | N/A | ||||||||||
Asha Loan | 0% | 8.9% | 13.4% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 20.6% - 21.8% | 31.1% - 32.8% | 57 | ||||||||
Asha Loan | 0.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront 1.00% ongoing | 8.9% | 13.4% | 0 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
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