2. Ujjivan
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FUBODE
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Institution

Ujjivan Financial Services Private Limited #93, Jakkasandra ExtensionSarjapur Main Cross Road, Koramangala 1st BlockBangalore, KarnatakaPO Box 56003
Data approved: 2012-12-18
Data version: 2
Age of data: 132 months
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Institution

Fundacion Boliviana Para El Desarrollo AntezaEntre Colombia NO 216Cochabamba
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ujjivan.com/
Year established2005
Head of InstitutionSamit Ghosh
Regions activeAssam, Bihar, Goa, Gujarat, HaryanaJharkhand, Karnataka, Kerala, Maharashtra, Meghalaya, OrissaPunjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, Chandigarh, National Capital Territory of Delhi, Puducherry
# Branches298

Total Portfolio (nat'l)INR 8,831,317,978
Total Portfolio (USD)USD 166,628,641.10
Active clients with loans918,610
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAssociation of Karnataka Microfinance Inst (AKMI), Sa-Dhan, MFIN, Women's World Banking

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fubode.org/
Year established1997
Head of InstitutionLuis Fernando Torrez Ontivero
Regions active0
# Branches14

Total Portfolio (nat'l)BOB 55,864,393
Total Portfolio (USD)USD 8,276,206.37
Active clients with loans15,461
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsVisionFund Internacional, FINRURAL
FundersWorld Vision Suiza, World Vision Alemania, World Vision Estados Unidos, World Vision Canada

Loan Products » Summary

Business
688,874 Borrowers
USD 119,564,143.30 Portfolio
Active Product
Education
5,676 Borrowers
USD 417,294.23 Portfolio
Active Product
Emergency
112 Borrowers
USD 1,935.47 Portfolio
Active Product
Family
212,667 Borrowers
USD 38,401,142.19 Portfolio
Active Product
Livestock
5,991 Borrowers
USD 2,464,108.25 Portfolio
Active Product

Loan Products » Summary

Asociativo
160 Borrowers
USD 250,000 Portfolio
Active Product
Comunal
12,515 Borrowers
USD 597,330.22 Portfolio
Active Product
Vivienda
617 Borrowers
USD 1,289,677 Portfolio
Active Product
Solidario
701 Borrowers
USD 396,286 Portfolio
Active Product
Individual
903 Borrowers
USD 2,532,224 Portfolio
Active Product
Consumo
21 Borrowers
USD 7,302.81 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan INR 6,000 - 50,000 12 - 24 80% - 100% 80% - 100% Business Women, Have business, Med HH Inc, Can be used for spouses/son's business Credit Educ, Group Mtgs, Credit Ins, Financial Literacy Training, Life Insurance
Education Loan INR 5,000 - 15,000 12 80% - 100% 80% - 100% Education Women, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Financial literacy training, Scholarships by Parinaam Foundation for deserving students.
Emergency Loan INR 2,000 - 2,000 6 80% - 100% 80% - 100% Other, Emergency use only Women, Med HH Inc Group Mtgs
Family Loan INR 6,000 - 35,000 12 - 24 80% - 100% 80% - 100% Housing, Consumer, Education, Other Women, Med HH Inc Credit Educ, Group Mtgs, Credit Ins, Financial Literacy training, Life Insurance
Livestock Loan INR 15,000 - 35,000 24 80% - 100% 0% - 20% Business Women, Med HH Inc Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Asociativo USD 2,000 - 18,000 4 - 48 20% - 40% 0% - 20% Business Women, Men, Have business, Have home or land
Grupo Comunal (Banco Comunal) BOB 500 - 14,500 4 - 8 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Other Training
Microcrédito de Vivienda USD 1,000 - 10,000 6 - 72 40% - 60% 40% - 60% Housing, Education, No se puede usar para negocio Women, Men, Have business, Have home or land, Salaried worker
Microcrédito Grupo Solidario USD 150 - 1,500 4 - 18 20% - 40% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits
Microcrédito Productivo Individual (USD) USD 200 - 10,000 4 - 48 40% - 60% 40% - 60% Business Women, Men, Have business

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 23.7% 25.1% - 25.5% 26.7% - 28.2% Yes Yes Yes 100
Education Loan 23.3% - 23.8% 25% - 25.7% 26.3% - 28.3% Yes Yes Yes 100
Emergency Loan 23.3% - 24.4% 23.3% - 24.4% 23.3% - 24.4% Yes Yes Yes 100
Family Loan 23.7% - 24.8% 25.1% - 26.7% 26.7% - 29.3% Yes Yes Yes 100
Livestock Loan 25% - 26.9% 26% - 27.9% 32.4% - 34.9% Yes Yes Yes 93
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25.1% - 25.5% 26.7% - 28.2% 87
Education Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25% - 25.7% 26.3% - 28.3% 87
Emergency Loan 24.0%-25.0% annual, Decl Bal 0 Fees 0 Ins None N/A 23.3% - 24.4% 23.3% - 24.4% 100
Family Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25.1% - 26.7% 26.7% - 29.3% 86
Livestock Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 26% - 27.9% 32.4% - 34.9% 72

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Asociativo 15.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 15.5% - 24.4% 15.6% - 24.8% 76
Grupo Comunal (Banco Comunal) 30.0%-33.6% annual, Flat 1 Fee 0 Ins None 10.0% upfront 14.00% ongoing 56% - 68.7% 56.4% - 96.3% 41
Microcrédito de Vivienda 16.0%-24.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 16.2% - 28.4% 16.7% - 28.9% 64
Microcrédito Grupo Solidario 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 21.1% - 34% 21.3% - 34% 63
Microcrédito Productivo Individual (USD) 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 31.6% - 32.6% 31.7% - 33% 55

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 23.7% 25.1% - 25.5% 26.7% - 28.2% Yes Yes Yes 100
Education Loan 23.3% - 23.8% 25% - 25.7% 26.3% - 28.3% Yes Yes Yes 100
Emergency Loan 23.3% - 24.4% 23.3% - 24.4% 23.3% - 24.4% Yes Yes Yes 100
Family Loan 23.7% - 24.8% 25.1% - 26.7% 26.7% - 29.3% Yes Yes Yes 100
Livestock Loan 25% - 26.9% 26% - 27.9% 32.4% - 34.9% Yes Yes Yes 93
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 25.1% - 25.5% 26.7% - 28.2% 87
Education Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 25% - 25.7% 26.3% - 28.3% 87
Emergency Loan 24.0%-25.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.3% - 24.4% 23.3% - 24.4% 100
Family Loan 24.0%-25.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 25.1% - 26.7% 26.7% - 29.3% 86
Livestock Loan 24.0% annual, Decl Bal 1 Fee 2 Ins Ins 12.36% fees N/A 26% - 27.9% 32.4% - 34.9% 72

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Asociativo 15.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 15.5% - 24.4% 15.6% - 24.8% 76
Grupo Comunal (Banco Comunal) 30.0%-33.6% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 14.00% ongoing 56% - 68.7% 56.4% - 96.3% 41
Microcrédito de Vivienda 16.0%-24.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 16.2% - 28.4% 16.7% - 28.9% 64
Microcrédito Grupo Solidario 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 21.1% - 34% 21.3% - 34% 63
Microcrédito Productivo Individual (USD) 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 31.6% - 32.6% 31.7% - 33% 55
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Loan Portfolio (USD)
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% Products with compulsory deposits
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