2. Ujjivan
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Simli Pong
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ujjivan Financial Services Private Limited #93, Jakkasandra ExtensionSarjapur Main Cross Road, Koramangala 1st BlockBangalore, Karnataka56003
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution

Simli Pong SimplipongTamale, Northern Region
Data approved: 2011-12-07
Data version: 1
Age of data: 150 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.ujjivan.com/
Year established2005
Head of InstitutionSamit Ghosh
Regions active0
# Branches303

Total Portfolio (nat'l)INR 5,128,997,735
Total Portfolio (USD)USD 113,977,727.40
Active clients with loans665,778
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsAssociation of Karnataka Microfinance Inst (AKMI), Sa-Dhan, Microfinance Insitutions Network (MFIN), Women's World Banking

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionNantogma Issah Abdulai
Regions active
# Branches6

Total Portfolio (nat'l)GHS 927,856
Total Portfolio (USD)USD 470,992.89
Active clients with loans8,970
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsASSFIN, GHAMFIN
Funders

Loan Products » Summary

Business
1,779,253 Borrowers
USD 98,518,778 Portfolio
Active Product
Education
15,770 Borrowers
USD 545,976 Portfolio
Active Product
Emergency
191,591 Borrowers
USD 94,071 Portfolio
Active Product
Family
420,037 Borrowers
USD 26,949,155 Portfolio
Active Product

Loan Products » Summary

Agriculture
120 Borrowers
USD 36,781.73 Portfolio
Active Product
Agro-Process
5,720 Borrowers
USD 319,147.72 Portfolio
Active Product
Trading
3,100 Borrowers
USD 107,104.06 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan INR 6,000 - 25,000 12 - 18 80% - 100% 80% - 100% Business Women, Have business, Can also be taken for spouses/son's business Credit Educ, Group Mtgs
Education Loan INR 3,000 - 10,000 12 80% - 100% 80% - 100% Education, Can only be used for education Women Credit Educ, Group Mtgs
Emergency Loan INR 2,000 - 2,000 6 80% - 100% 80% - 100% Other, Only for emergency use, Can NOT be used for business Women Group Mtgs
Family Loan INR 6,000 - 25,000 12 80% - 100% 80% - 100% Housing, Consumer, Education, Other Women Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 300 - 500 6 - 12 40% - 60% 0% - 20% Business, Farming Women, Men, Must be in a group, must have a farm Group Mtgs, Credit Ins, Other Training
Agro-Processing Loan GHS 100 - 2,100 6 - 12 80% - 100% 0% - 20% Business, for agro-processing activities Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Trading Loan GHS 100 - 1,200 12 80% - 100% 20% - 40% Business, petty trading Women Credit Educ, Group Mtgs, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 0% 27.2% 29.6% N/A
Education Loan 0% 24.1% 24.8% N/A
Emergency Loan 0% 23.8% 23.8% N/A
Family Loan 0% 27.2% 29.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% 29.6% 88
Education Loan 23.0% annual, Decl Bal 1 Fee 1 Ins None N/A 24.1% 24.8% 93
Emergency Loan 25.0% annual, Decl Bal 0 Fees 0 Ins None N/A 23.8% 23.8% 100
Family Loan 26.0% annual, Decl Bal 1 Fee 1 Ins None N/A 27.2% 29.6% 88

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.00% annual, Flat 0 Fees 0 Ins None N/A 29.8% - 30.1% 29.8% - 30.1% 66
Agro-Processing Loan 27.00%-30.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 44.4% - 57.6% 52.1% - 68.6% 45
Trading Loan 27.00%-30.00% annual, Flat 2 Fees 0 Ins None N/A 51.2% - 60.8% 51.2% - 60.8% 47

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Business Loan 0% 27.2% 29.6% N/A
Education Loan 0% 24.1% 24.8% N/A
Emergency Loan 0% 23.8% 23.8% N/A
Family Loan 0% 27.2% 29.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% 29.6% 88
Education Loan 23.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 24.1% 24.8% 93
Emergency Loan 25.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.8% 23.8% 100
Family Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 27.2% 29.6% 88

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.00% annual, Flat 0 Fees 0 Ins Ins None N/A 29.8% - 30.1% 29.8% - 30.1% 66
Agro-Processing Loan 27.00%-30.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 44.4% - 57.6% 52.1% - 68.6% 45
Trading Loan 27.00%-30.00% annual, Flat 2 Fees 0 Ins Ins None N/A 51.2% - 60.8% 51.2% - 60.8% 47
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