Institution

Vikas Samiti 188, Panchsheel nagar, ChhindwaraC/o Rajeev Bindra Near water tank Shanichra Bazar ChhindwaraChhindwara, Madhyapradesh480001
Data approved: 2010-10-25
Data version: 1
Age of data: 112 months

Institution

Mail Finance Head OfficeMadina, Accra, Greater AccraP.O. Box MD 320
Data approved: 2013-03-28
Data version: 2
Age of data: 80 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1995
Head of InstitutionAlok Jain
Regions active
# Branches1

Total Portfolio (nat'l)INR 8,922,941
Total Portfolio (USD)USD 168,357.38
Active clients with loans1,650
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.mailfinancegh.com
Year established2005
Head of InstitutionMark Gborgbor
Regions activeGreater Accra Region
# Branches0

Total Portfolio (nat'l)GHS 568,292
Total Portfolio (USD)USD 288,473.10
Active clients with loans342
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGAMFIN, GCSCA
Funders

Loan Products » Summary

1,650 Borrowers
USD 168,357.38 Portfolio
Active Product

Loan Products » Summary

342 Borrowers
USD 288,473.10 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Long Term Loan for Entrepreneurship INR 4,000 - 12,000 11.5 80% - 100% 40% - 60% Business Women, Have business Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 100 - 30,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Long Term Loan for Entrepreneurship 0 39.6% - 40% 41.8% - 44.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Long Term Loan for Entrepreneurship 18.0% annual, Flat 0 Fees 0 None N/A 39.6% - 40% 41.8% - 44.7% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Long Term Loan for Entrepreneurship 0 39.6% - 40% 41.8% - 44.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Long Term Loan for Entrepreneurship 18.0% annual, Flat 0 Fees 0 None N/A 39.6% - 40% 41.8% - 44.7% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22
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