| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.wethepeople.co.in/ |
| Year established | 2005 |
| Head of Institution | Ajaya Mohapatra |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | INR 12,963,159 |
| Total Portfolio (USD) | USD 244,587.91 |
| Active clients with loans | 1,645 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Manuel Salvador Buriticá López |
| Regions active | |
| # Branches | 20 |
| Total Portfolio (nat'l) | COP 33,796,891,054 |
| Total Portfolio (USD) | USD 18,569,720.36 |
| Active clients with loans | 5,738 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ProCredit Holding |
| Funders | ProCredit Holding Alemania, BID/ FOMIN |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Subh Arambh | INR 7,000 - 10,000 | 6 - 12 | 80% - 100% | 60% - 80% | Any Purpose | Women | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
| Sukh Samridhi | INR 15,000 - 16,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business | Women | Credit Educ, Credit Ins, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito para muy pequeña Empresa | COP 5,000,000 - 61,800,000 | 1 - 36 | 40% - 60% | 80% - 100% | Business, Housing, Education, Other | Women, Men, Have business, Specific age group, Persona Jurídica | Credit Ins | |||||||
| Cupo transaccional | COP 1,000,000 - 150,000,000 | 3 | 0% - 20% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business, Persona Jurà¬dica |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Subh Arambh | 0% | 31.5% | 39.5% | N/A | ||||||||||
| Sukh Samridhi | 0% | 30.8% | 41.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Subh Arambh | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 500.00 upfront | 31.5% | 39.5% | 38 | ||||||||
| Sukh Samridhi | 15.0% annual, Flat | 0 Fees | 0 Ins | None | 1,000.00 upfront | 30.8% | 41.7% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito para muy pequeña Empresa | 29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 24.5% - 40.3% | 24.5% - 40.7% | 92 | ||||||||
| Cupo transaccional | 20.3%-29.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 34% - 36.9% | 34.4% - 36.9% | 57 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Subh Arambh | 0% | 31.5% | 39.5% | N/A | ||||||||||
| Sukh Samridhi | 0% | 30.8% | 41.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Subh Arambh | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 500.00 upfront | 31.5% | 39.5% | 38 | ||||||||
| Sukh Samridhi | 15.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 1,000.00 upfront | 30.8% | 41.7% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito para muy pequeña Empresa | 29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 24.5% - 40.3% | 24.5% - 40.7% | 92 | ||||||||
| Cupo transaccional | 20.3%-29.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 34% - 36.9% | 34.4% - 36.9% | 57 |
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