Institution

We The People 102, D211, Laxmansingh Complex IMunirkaNew Delhi, Delhi110067
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution

MicrofinPlus Ghana P.o.box ok 166, Kasoa Bawijiase RoadKasoa, Central Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wethepeople.co.in/
Year established2005
Head of InstitutionAjaya Mohapatra
Regions active
# Branches2

Total Portfolio (nat'l)INR 12,963,159
Total Portfolio (USD)USD 244,587.91
Active clients with loans1,645
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.microfinplusghana.org/
Year established2007
Head of InstitutionIshmael.k.otchere
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 383,260
Total Portfolio (USD)USD 255,506.67
Active clients with loans3,933
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN
FundersPlan Ghana, Barclays

Loan Products » Summary

1,130 Borrowers
USD 37,040.74 Portfolio
Active Product
36 Borrowers
USD 207,547.17 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

975 Borrowers
USD 187,333 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Subh Arambh INR 7,000 - 10,000 6 - 12 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Credit Ins, Business Training, Other Training
Sukh Samridhi INR 15,000 - 16,000 6 - 12 80% - 100% 60% - 80% Business Women Credit Educ, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
M-Hope GHS 50 - 2,000 3 - 6 80% - 100% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins None 1,000.00 upfront 30.8% 41.7% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
M-Hope 45.00%-0.00% annual, Flat 2 Fees 1 Ins 67.5% - 68% 86.9% - 87.7% 51

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Subh Arambh 0% 31.5% 39.5% N/A
Sukh Samridhi 0% 30.8% 41.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Subh Arambh 15.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 31.5% 39.5% 38
Sukh Samridhi 15.0% annual, Flat 0 Fees 0 Ins Ins None 1,000.00 upfront 30.8% 41.7% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
M-Hope 45.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 67.5% - 68% 86.9% - 87.7% 51
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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