Institution

WOMENS EMPOWERMENT & MICRO CREDIT SERVICES R.O-107,AHIAPUR,ANCHAL-HASPURA,DIST-AURANGABAD,BIHAR,INDIA,PIN-824120H.O-A/204,SANGEETA SASWATAM APARTMENT,NEAR SHYAMAL HOSPITAL,MOURYA PATH,BAILEY ROAD,PATNA-800014,BIHPATNA, BIHAR800014
Data approved: 2010-10-25
Data version: 1
Age of data: 163 months

Institution

Kasagana-Ka Development Center, Inc. 5 Don Francisco Street., Don Enrique HeightsCommonwealth Ave., Bgy. Holy SpiritQuezon City, NCR1127
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wemcs.co.in/
Year established2008
Head of InstitutionASHWINI KUMAR SINHA
Regions active
# Branches2

Total Portfolio (nat'l)INR 4,507,144
Total Portfolio (USD)USD 85,040.45
Active clients with loans1,143
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2002
Head of InstitutionMaria Anna de Rosas-Ignacio
Regions active
# Branches17

Total Portfolio (nat'l)PhP 87,849,633
Total Portfolio (USD)USD 2,101,665.86
Active clients with loans17,800
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMicrofinance Council of the Philippines, Inc. (MCPI), Partnership for Philippine Support Service Agencies (PHILSSA), Philippine Council for NGO Certification (PCNC), RIMANSI (K-MBA)
FundersPCFC, BPI Bangko, Peace and Equity Foundation

Loan Products » Summary

IGL
1,143 Borrowers
USD 85,040.45 Portfolio
Active Product

Loan Products » Summary

2,039 Borrowers
USD 94,907.94 Portfolio
Active Product
708 Borrowers
USD 11,226.77 Portfolio
Active Product
17,800 Borrowers
USD 1,989,333.35 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 5,000 - 10,000 6 - 12 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
K-Edukasyon PHP 3,000 - 15,000 3 - 6 80% - 100% 80% - 100% Education Women, Men, Have home or land, Has an existing K-Negosyo loan Group Mtgs
K-Kalusugan PHP 380 - 3,920 3 - 6 80% - 100% 80% - 100% Health Women, Men, Have home or land, Must be in loan cycle 2 of K-Negosyo Group Mtgs, Health checks
K-Negosyo PHP 3,000 - 150,000 3 - 9 80% - 100% 80% - 100% Business Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance, Fire and Catastrophe Insurance (by 2011)

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins None N/A 39.3% 42.6% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
K-Edukasyon 30.0% annual, Flat 0 Fees 0 Ins None N/A 57.2% - 58.3% 57.2% - 58.3% 51
K-Kalusugan 30.0% annual, Flat 0 Fees 0 Ins None N/A 57.8% - 60.3% 57.8% - 60.3% 50
K-Negosyo 30.0% annual, Flat 1 Fee 2 Ins None 55.00 ongoing 70.6% - 71.5% 66% - 158.3% 35

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.3% 42.6% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
K-Edukasyon 30.0% annual, Flat 0 Fees 0 Ins Ins None N/A 57.2% - 58.3% 57.2% - 58.3% 51
K-Kalusugan 30.0% annual, Flat 0 Fees 0 Ins Ins None N/A 57.8% - 60.3% 57.8% - 60.3% 50
K-Negosyo 30.0% annual, Flat 1 Fee 2 Ins Ins None 55.00 ongoing 70.6% - 71.5% 66% - 158.3% 35
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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