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Institution

WOMENS EMPOWERMENT & MICRO CREDIT SERVICES R.O-107,AHIAPUR,ANCHAL-HASPURA,DIST-AURANGABAD,BIHAR,INDIA,PIN-824120H.O-A/204,SANGEETA SASWATAM APARTMENT,NEAR SHYAMAL HOSPITAL,MOURYA PATH,BAILEY ROAD,PATNA-800014,BIHPATNA, BIHAR800014
Data approved: 2010-10-25
Data version: 1
Age of data: 163 months

Institution

BRAC Tanzania Finance Limited Plot 2329, Block HMbezi BeachDar es salaamPO BOX 105213
Data approved: 2013-06-27
Data version: 2
Age of data: 127 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wemcs.co.in/
Year established2008
Head of InstitutionASHWINI KUMAR SINHA
Regions active
# Branches2

Total Portfolio (nat'l)INR 4,507,144
Total Portfolio (USD)USD 85,040.45
Active clients with loans1,143
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.brac.net/
Year established2006
Head of InstitutionMr.Gunendu .K. Roy
Regions activeArusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, ShinyangaSingida, Tabora, Tanga, Zanzibar Central/South, Zanzibar North, Zanzibar Urban/West
# Branches112

Total Portfolio (nat'l)TZS 31,264,999,264
Total Portfolio (USD)USD 19,663,521.55
Active clients with loans102,392
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsTanzania Association of Microfinance Institutions
FundersUNICEF, FSDT, Triodos, BRAC Africa Loan fund

Loan Products » Summary

IGL
1,143 Borrowers
USD 85,040.45 Portfolio
Active Product

Loan Products » Summary

100,061 Borrowers
USD 16,790,821.97 Portfolio
Active Product
2,331 Borrowers
USD 2,872,699.58 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 5,000 - 10,000 6 - 12 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan TZS 175,000 - 2,600,000 6 - 12 100% 20% - 40% Business Women, Have business, Specific age group, 20- 50 years old Credit Educ, Group Mtgs, Credit Ins, Other Training, Training on health, women empowerment and income generating opportunities.
Small Enterprise Program (SEP) Loan TZS 1,200,000 - 14,000,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group, 20 - 50 years old Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins None N/A 39.3% 42.6% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 32.5%-33.8% annual, Flat 1 Fee 0 Ins None 10.0% upfront 61.5% - 68.1% 73.8% - 82.7% 41
Small Enterprise Program (SEP) Loan 25.0%-26.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 44.5% - 45.1% 52.9% - 53.7% 47

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.3% 42.6% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 32.5%-33.8% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 61.5% - 68.1% 73.8% - 82.7% 41
Small Enterprise Program (SEP) Loan 25.0%-26.0% annual, Flat 2 Fees 0 Ins Ins None 10.0% upfront 44.5% - 45.1% 52.9% - 53.7% 47
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