Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.adhikarindia.in |
Year established | 1998 |
Head of Institution | Mr. Mohammad Nooruddin Amin |
Regions active | Gujarat, Orissa |
# Branches | 45 |
Total Portfolio (nat'l) | INR 141,753,084 |
Total Portfolio (USD) | USD 2,674,586.49 |
Active clients with loans | 35,358 |
Approximate % female clients | 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Sa-Dhan, MFIN |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2006 |
Head of Institution | Magnus Amoa-Bosompem |
Regions active | 0 |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 519,300 |
Total Portfolio (USD) | USD 346,200 |
Active clients with loans | 1,514 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Association of Financial NGOs, Ghana Micro Finance Institutions Network |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGL | INR 7,000 - 15,000 | 12 | 100% | 20% - 40% | Business | Women, Specific age group, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | GHS 1,000 - 1,000 | 8 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Apprenticeship Start-up Credit Program | 0 | 0 | 80% - 100% | 40% - 60% | ||||||||||
Efficient Energy Credit Program | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% | ||||||||||
Micro Enterprise Development | GHS 100 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGL | 26% | 28% | 29.3% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGL | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 28% | 29.3% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 18.6% - 29.4% | 18.6% - 29.4% | 100 | |||||||||
Apprenticeship Start-up Credit Program | 0.00% annual, 0 | 0 Fees | 0 Ins | 55.1% - 59.5% | 55.1% - 59.5% | |||||||||||
Efficient Energy Credit Program | 36.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 61.2% | 61.2% | 58 | |||||||||
Micro Enterprise Development | 36.00%-0.00% annual, Flat | 1 Fee | 1 Ins | N/A | 61.2% - 64.8% | 64.6% - 68.4% | 54 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGL | 26% | 28% | 29.3% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGL | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 28% | 29.3% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | N/A | 18.6% - 29.4% | 18.6% - 29.4% | 100 | |||||||||
Apprenticeship Start-up Credit Program | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 55.1% - 59.5% | 55.1% - 59.5% | |||||||||||
Efficient Energy Credit Program | 36.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 61.2% | 61.2% | 58 | |||||||||
Micro Enterprise Development | 36.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 61.2% - 64.8% | 64.6% - 68.4% | 54 |
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