Institution

Adhikar Microfinance Private Limited Plot No - 77/180/970Subudhipur, TamandoBhubaneswar, Odisha752054
Data approved: 2012-12-04
Data version: 1
Age of data: 131 months

Institution

Rich Step Investment P.O.Box SC116TemaKpone, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adhikarindia.in
Year established1998
Head of InstitutionMr. Mohammad Nooruddin Amin
Regions activeGujarat, Orissa
# Branches45

Total Portfolio (nat'l)INR 141,753,084
Total Portfolio (USD)USD 2,674,586.49
Active clients with loans35,358
Approximate % female clients100%
Approximate % urban clients20% - 40%
Network affiliationsSa-Dhan, MFIN

Institution Details

Institution TypeCooperative
Is this institution regulated?Yes
Website addressN/A
Year established2007
Head of InstitutionStephen Dzovor
Regions active0
# Branches9

Total Portfolio (nat'l)GHS 536,965
Total Portfolio (USD)USD 357,976.67
Active clients with loans19,109
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, GCSCA
Funders

Loan Products » Summary

IGL
35,358 Borrowers
USD 2,674,586.49 Portfolio
Active Product

Loan Products » Summary

19,109 Borrowers
USD 357,977 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 7,000 - 15,000 12 100% 20% - 40% Business Women, Specific age group, Low HH Inc, Med HH Inc Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Petty Traders Loan GHS 50 - 500 1 - 5 40% - 60% 80% - 100%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 26% 28% 29.3% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28% 29.3% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Traders Loan 60.00%-0.00% annual, Flat 1 Fee 0 220.4% - 268.2% 330.4% - 362.1% 17

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 26% 28% 29.3% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 28% 29.3% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Petty Traders Loan 60.00%-0.00% annual, Flat 1 Fee 0 220.4% - 268.2% 330.4% - 362.1% 17
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to