Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000177
AMPL00077
Arman41,500529,107,000177
Arohan43,5008,091,000277
ASA INDIA164,00015,380,000177
Asirvad113,50019,328,000177
Asmitha1,114,800217,867,000177
Bandhan4,048,600674,564,000577
Belstar123,00023,945,000256
BSFL275,20031,590,000377
Chaitanya20,7003,748,000377
Disha Microfin69,00014,332,000277
Equitas1,220,000186,415,000477
ESAF354,20043,500,000577
FFSL150,60035,719,000277
Fusion66,8009,820,000277
Grama Vidiyal738,200102,101,000177
Grameen Koota586,60083,555,0001579
Janalakshmi506,000119,077,000277
L & T Finance399,80037,199,000177
MFL331,80049,083,000177
MMFL175,00023,752,000277
Mpower13,6002,263,000277
Sahayata00077
Saija24,7004,682,000277
Samasta45,5004,809,000277
Satin405,60090,174,000277
SCCI115,60015,910,000277
Share2,195,400376,727,000177
SKS3,409,000355,029,000277
SMILE360,20056,927,000177
SNFL9,4001,779,000177
Sonata Finance158,20022,724,000379
Spandana533,400147,240,000277
Suryoday78,60014,713,000377
SVCL118,20018,886,000177
Swadhaar92,80017,166,000377
Trident68,7008,852,000177
Ujjivan913,300160,848,000577
Utkarsh168,60025,915,000377
VFS175,40019,264,000277
Asomi50,3004,743,0002110
AES India3,600286,0001110
Arth2,900611,0002110
Asomi50,3004,743,0002110
Barasat GS1,10099,508.021110
BJS6,000468,0001110
Cashpor417,00050,452,0001109
Credible10,0001,669,540.362110
DIBAKAR1,800145,0001109
GOF65,2005,388,0004109
Hope62,6004,407,0001107
Jaago2,700237,0001108
LOK4,900573,0001109
Nano25,6003,660,0002110
NBSAAVS28,1002,821,0001107
Nirantara8,200917,0002109
Parama7,100482,0001109
Pragathi26,2004,579,0006109
PWMACS36,5005,946,0001109
Saadhana90,90012,046,0002109
Sambhav1,500183,0003109
Seba Rahara6,700468,0001109
SU61,1005,498,0001109
Swayanshree7,900918,0002109
Vikas Samiti1,600168,0001109
Vistaar4,3001,157,0002107
We The People1,100244,0002109
WEMCS1,10085,0001109
Yukti1,10099,0002109
Please note that the information you are viewing is 77 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater Accra
Data approved: 2013-03-26
Data version: 2
Age of data: 77 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions activeGreater Accra Region, Volta Region
# Branches0

Total Portfolio (nat'l)GHS 174,550
Total Portfolio (USD)USD 88,604.06
Active clients with loans845
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, Zenith Bank, Ghana Commercial Bank

Loan Products » Summary

102 Borrowers
USD 39,187.82 Portfolio
Active Product
236 Borrowers
USD 2,741.12 Portfolio
Active Product
SME
170 Borrowers
USD 3,730.96 Portfolio
Active Product
300 Borrowers
USD 36,548.22 Portfolio
Active Product
7 Borrowers
USD 3,553.30 Portfolio
Low Volume Product
30 Borrowers
USD 2,842.64 Portfolio
Low Volume Product
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 400 - 15,000 4 - 24 40% - 60% 0% - 20% Business, Used for agricultural purposes Women, Men, Have business, Must own a farm or animals, fish, etc. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health Education, Technology Management
Individual Loan GHS 100 - 3,000 3 - 12 60% - 80% 40% - 60% Business, Consumer, Education Women, Men, Have business, Salaried worker, Must provide a guarantor Credit Educ, Tech Asst Visits, Business Training, Health Education
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80% Business Women, Men, Have business, Must be a graduate from a small group loan, Must provide guarantor Credit Educ, Tech Asst Visits, Business Training
Petty Traders Loan (PTL) GHS 50 - 2,000 3 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26
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