Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000187
AMPL00087
Arman41,500529,107,000187
Arohan43,5008,091,000287
ASA INDIA164,00015,380,000187
Asirvad113,50019,328,000187
Asmitha1,114,800217,867,000187
Bandhan4,048,600674,564,000587
Belstar123,00023,945,000266
BSFL275,20031,590,000387
Chaitanya20,7003,748,000387
Disha Microfin69,00014,332,000287
Equitas1,220,000186,415,000487
ESAF354,20043,500,000587
FFSL150,60035,719,000287
Fusion66,8009,820,000287
Grama Vidiyal738,200102,101,000187
Grameen Koota586,60083,555,0001589
Janalakshmi506,000119,077,000287
L & T Finance399,80037,199,000187
MFL331,80049,083,000187
MMFL175,00023,752,000287
Mpower13,6002,263,000287
Sahayata00087
Saija24,7004,682,000287
Samasta45,5004,809,000287
Satin405,60090,174,000287
SCCI115,60015,910,000287
Share2,195,400376,727,000187
SKS3,409,000355,029,000287
SMILE360,20056,927,000187
SNFL9,4001,779,000187
Sonata Finance158,20022,724,000389
Spandana533,400147,240,000287
Suryoday78,60014,713,000387
SVCL118,20018,886,000187
Swadhaar92,80017,166,000387
Trident68,7008,852,000187
Ujjivan913,300160,848,000587
Utkarsh168,60025,915,000387
VFS175,40019,264,000287
Asomi50,3004,743,0002120
AES India3,600286,0001120
Arth2,900611,0002120
Asomi50,3004,743,0002120
Barasat GS1,10099,508.021120
BJS6,000468,0001120
Cashpor417,00050,452,0001119
Credible10,0001,669,540.362120
DIBAKAR1,800145,0001119
GOF65,2005,388,0004119
Hope62,6004,407,0001117
Jaago2,700237,0001118
LOK4,900573,0001119
Nano25,6003,660,0002120
NBSAAVS28,1002,821,0001117
Nirantara8,200917,0002119
Parama7,100482,0001119
Pragathi26,2004,579,0006119
PWMACS36,5005,946,0001119
Saadhana90,90012,046,0002119
Sambhav1,500183,0003119
Seba Rahara6,700468,0001119
SU61,1005,498,0001119
Swayanshree7,900918,0002119
Vikas Samiti1,600168,0001119
Vistaar4,3001,157,0002117
We The People1,100244,0002119
WEMCS1,10085,0001119
Yukti1,10099,0002119
Please note that the information you are viewing is 87 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Calvary Enterprise Development Foundation Head OfficeMamprobi, Accra, Greater AccraP.O. Box MP 2468
Data approved: 2013-03-18
Data version: 2
Age of data: 87 months

Product

Efficient Energy Credit Program Product 3 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (GHS)GHS 12,580
Portfolio (USD)USD 6,385.79
Active Clients with Loans50
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Designed for the purchasing of alternative energy products and equipment, like solar panels and lamps, energy efficient stoves, coal pots, etc.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loanx
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visitsx
Business training
Other training
OtherWorkshop/training orientation demonstration
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product2
Regions ActiveGreater Accra Region, Central Region

Loan Conditions

Loan Amount
CurrencyGHS
Minimum loan sizeGHS 200
Maximum loan size1,000
Distribution at Disbursement (Est.)
Loans less than GHS 1,000100%
GHS 1,000-5,0000
GHS 5,000-7,5000
GHS 7,500-10,0000
GHS 10,000-13,0000
Greater than GHS 13,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average3.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less60%
Between 4 and 6 months40%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period1.0 month
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest4.50%
Reason(s) why interest rate variesBranch, Time as Client, Loan Size, Client Risk, Loan Purpose
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Efficient Energy Credit Program samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountGHS 300GHS 400GHS 600GHS 800
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2012-12-102012-12-102012-12-052012-12-08
Loan Term (Months)10.0 months10.0 months10.0 months10.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditGHS 69.30GHS 92.40GHS 138.60GHS 184.80
True Price by Comp       
Interest price component49.8%49.8%49.8%49.8%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)49.8%49.8%49.8%49.8%
Transparency Index72727272
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Efficient Energy Credit Program Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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