Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000185
AMPL00085
Arman41,500529,107,000185
Arohan43,5008,091,000285
ASA INDIA164,00015,380,000185
Asirvad113,50019,328,000185
Asmitha1,114,800217,867,000185
Bandhan4,048,600674,564,000585
Belstar123,00023,945,000264
BSFL275,20031,590,000385
Chaitanya20,7003,748,000385
Disha Microfin69,00014,332,000285
Equitas1,220,000186,415,000485
ESAF354,20043,500,000585
FFSL150,60035,719,000285
Fusion66,8009,820,000285
Grama Vidiyal738,200102,101,000185
Grameen Koota586,60083,555,0001587
Janalakshmi506,000119,077,000285
L & T Finance399,80037,199,000185
MFL331,80049,083,000185
MMFL175,00023,752,000285
Mpower13,6002,263,000285
Sahayata00085
Saija24,7004,682,000285
Samasta45,5004,809,000285
Satin405,60090,174,000285
SCCI115,60015,910,000285
Share2,195,400376,727,000185
SKS3,409,000355,029,000285
SMILE360,20056,927,000185
SNFL9,4001,779,000185
Sonata Finance158,20022,724,000387
Spandana533,400147,240,000285
Suryoday78,60014,713,000385
SVCL118,20018,886,000185
Swadhaar92,80017,166,000385
Trident68,7008,852,000185
Ujjivan913,300160,848,000585
Utkarsh168,60025,915,000385
VFS175,40019,264,000285
Asomi50,3004,743,0002117
AES India3,600286,0001117
Arth2,900611,0002117
Asomi50,3004,743,0002117
Barasat GS1,10099,508.021117
BJS6,000468,0001117
Cashpor417,00050,452,0001116
Credible10,0001,669,540.362117
DIBAKAR1,800145,0001116
GOF65,2005,388,0004116
Hope62,6004,407,0001114
Jaago2,700237,0001115
LOK4,900573,0001116
Nano25,6003,660,0002117
NBSAAVS28,1002,821,0001114
Nirantara8,200917,0002116
Parama7,100482,0001116
Pragathi26,2004,579,0006116
PWMACS36,5005,946,0001116
Saadhana90,90012,046,0002116
Sambhav1,500183,0003116
Seba Rahara6,700468,0001116
SU61,1005,498,0001116
Swayanshree7,900918,0002116
Vikas Samiti1,600168,0001116
Vistaar4,3001,157,0002114
We The People1,100244,0002116
WEMCS1,10085,0001116
Yukti1,10099,0002116
Please note that the information you are viewing is 85 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 85 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
435 Borrowers
USD 300,171.28 Portfolio
Active Product
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
Institution Price Graph
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Key Statistics
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