Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000181
AMPL00081
Arman41,500529,107,000181
Arohan43,5008,091,000281
ASA INDIA164,00015,380,000181
Asirvad113,50019,328,000181
Asmitha1,114,800217,867,000181
Bandhan4,048,600674,564,000581
Belstar123,00023,945,000259
BSFL275,20031,590,000381
Chaitanya20,7003,748,000381
Disha Microfin69,00014,332,000281
Equitas1,220,000186,415,000481
ESAF354,20043,500,000581
FFSL150,60035,719,000281
Fusion66,8009,820,000281
Grama Vidiyal738,200102,101,000181
Grameen Koota586,60083,555,0001583
Janalakshmi506,000119,077,000281
L & T Finance399,80037,199,000181
MFL331,80049,083,000181
MMFL175,00023,752,000281
Mpower13,6002,263,000281
Sahayata00081
Saija24,7004,682,000281
Samasta45,5004,809,000281
Satin405,60090,174,000281
SCCI115,60015,910,000281
Share2,195,400376,727,000181
SKS3,409,000355,029,000281
SMILE360,20056,927,000181
SNFL9,4001,779,000181
Sonata Finance158,20022,724,000383
Spandana533,400147,240,000281
Suryoday78,60014,713,000381
SVCL118,20018,886,000181
Swadhaar92,80017,166,000381
Trident68,7008,852,000181
Ujjivan913,300160,848,000581
Utkarsh168,60025,915,000381
VFS175,40019,264,000281
Asomi50,3004,743,0002113
AES India3,600286,0001113
Arth2,900611,0002113
Asomi50,3004,743,0002113
Barasat GS1,10099,508.021113
BJS6,000468,0001113
Cashpor417,00050,452,0001112
Credible10,0001,669,540.362113
DIBAKAR1,800145,0001112
GOF65,2005,388,0004112
Hope62,6004,407,0001110
Jaago2,700237,0001111
LOK4,900573,0001112
Nano25,6003,660,0002113
NBSAAVS28,1002,821,0001110
Nirantara8,200917,0002112
Parama7,100482,0001112
Pragathi26,2004,579,0006112
PWMACS36,5005,946,0001112
Saadhana90,90012,046,0002112
Sambhav1,500183,0003112
Seba Rahara6,700468,0001112
SU61,1005,498,0001112
Swayanshree7,900918,0002112
Vikas Samiti1,600168,0001112
Vistaar4,3001,157,0002110
We The People1,100244,0002112
WEMCS1,10085,0001112
Yukti1,10099,0002112
Please note that the information you are viewing is 83 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Data approved: 2013-07-16
Data version: 2
Age of data: 83 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.bimaskenya.com
Year established1997
Head of InstitutionPatrick Gathondu
Regions activeCentral, Eastern, Nairobi, Rift Valley
# Branches19

Total Portfolio (nat'l)KES 397,880,258
Total Portfolio (USD)USD 4,805,317.13
Active clients with loans10,118
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

177 Borrowers
USD 36,426.97 Portfolio
Active Product
339 Borrowers
USD 212,004.75 Portfolio
Active Product
1,362 Borrowers
USD 331,099.98 Portfolio
Active Product
176 Borrowers
USD 75,449.82 Portfolio
Active Product
8,244 Borrowers
USD 2,621,006.47 Portfolio
Active Product
715 Borrowers
USD 98,801.78 Portfolio
Active Product
156 Borrowers
USD 1,304,347.83 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Hitimu Loan KES 10,000 - 80,000 3 - 12 40% - 60% 40% - 60% Education Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Imarika Loan KES 50,000 - 200,000 3 - 18 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Mama Plus Loan KES 10,000 - 200,000 6 - 12 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Mifugo Loan KES 50,000 - 100,000 9 - 12 40% - 60% 40% - 60% Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Msingi Loan KES 20,000 - 300,000 3 - 18 40% - 60% 40% - 60% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Upesi Loan KES 10,000 - 50,000 3 - 6 40% - 60% 40% - 60% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Business Training, Other Training
Biashara Loan KES 300,000 - 3,000,000 18 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Hitimu Loan 22.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 42.4% - 43.9% 81.1% - 122.3% 23
Imarika Loan 22.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 200.00 ongoing 42% - 42.9% 64% - 77.2% 31
Mama Plus Loan 8.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 100.00 ongoing 20.2% - 24.4% 33.3% - 57.4% 18
Mifugo Loan 22.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 100.00 ongoing 42.9% - 44% 86.3% - 96.4% 24
Msingi Loan 22.0% annual, Flat 1 Fee 1 Ins None 10.0%-25.0% upfront 40.8% - 44% 66.5% - 80.6% 30
Upesi Loan 24.0% annual, Flat 0 Fees 0 Ins None N/A 39.4% - 40.7% 39.4% - 40.7% 60
Biashara Loan 22.0% annual, Flat 2 Fees 1 Ins None 1,000.00 ongoing 42.2% - 44.1% 46.2% - 48.2% 47
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Key Statistics
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# Products
# Institutions
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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