- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	132
AMPL	0	0	0	132
Arman	41,500	529,107,000	1	132
Arohan	43,500	8,091,000	2	132
ASA INDIA	164,000	15,380,000	1	132
Asirvad	113,500	19,328,000	1	132
Asmitha	1,114,800	217,867,000	1	132
Bandhan	4,048,600	674,564,000	5	132
Belstar	123,000	23,945,000	2	111
BSFL	275,200	31,590,000	3	132
Chaitanya	20,700	3,748,000	3	132
Disha Microfin	69,000	14,332,000	2	132
Equitas	1,220,000	186,415,000	4	132
ESAF	354,200	43,500,000	5	132
FFSL	150,600	35,719,000	2	132
Fusion	66,800	9,820,000	2	132
Grama Vidiyal	738,200	102,101,000	1	132
Grameen Koota	586,600	83,555,000	15	134
Janalakshmi	506,000	119,077,000	2	132
L & T Finance	399,800	37,199,000	1	132
MFL	331,800	49,083,000	1	132
MMFL	175,000	23,752,000	2	132
Mpower	13,600	2,263,000	2	132
Sahayata	0	0	0	132
Saija	24,700	4,682,000	2	132
Samasta	45,500	4,809,000	2	132
Satin	405,600	90,174,000	2	132
SCCI	115,600	15,910,000	2	132
Share	2,195,400	376,727,000	1	132
SKS	3,409,000	355,029,000	2	132
SMILE	360,200	56,927,000	1	132
SNFL	9,400	1,779,000	1	132
Sonata Finance	158,200	22,724,000	3	134
Spandana	533,400	147,240,000	2	132
Suryoday	78,600	14,713,000	3	132
SVCL	118,200	18,886,000	1	132
Swadhaar	92,800	17,166,000	3	132
Trident	68,700	8,852,000	1	132
Ujjivan	913,300	160,848,000	5	132
Utkarsh	168,600	25,915,000	3	132
VFS	175,400	19,264,000	2	132
Asomi	50,300	4,743,000	2	165
AES India	3,600	286,000	1	165
Arth	2,900	611,000	2	165
Asomi	50,300	4,743,000	2	165
Barasat GS	1,100	99,508.02	1	165
BJS	6,000	468,000	1	165
Cashpor	417,000	50,452,000	1	164
Credible	10,000	1,669,540.36	2	165
DIBAKAR	1,800	145,000	1	164
GOF	65,200	5,388,000	4	164
Hope	62,600	4,407,000	1	162
Jaago	2,700	237,000	1	163
LOK	4,900	573,000	1	164
Nano	25,600	3,660,000	2	165
NBSAAVS	28,100	2,821,000	1	162
Nirantara	8,200	917,000	2	164
Parama	7,100	482,000	1	164
Pragathi	26,200	4,579,000	6	164
PWMACS	36,500	5,946,000	1	164
Saadhana	90,900	12,046,000	2	164
Sambhav	1,500	183,000	3	164
Seba Rahara	6,700	468,000	1	164
SU	61,100	5,498,000	1	164
Swayanshree	7,900	918,000	2	164
Vikas Samiti	1,600	168,000	1	164
Vistaar	4,300	1,157,000	2	162
We The People	1,100	244,000	2	164
WEMCS	1,100	85,000	1	164
Yukti	1,100	99,000	2	164

Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Caixa Comunit?ria de Microfinan?as Av. Das FPLM,832% ICB e Loja de Pe?asMaputo, Maputo

Data approved: 2012-02-06

Data version: 1

Age of data: - months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	Yes
Website address	N/A
Year established	1998
Head of Institution	Enoque Raimundo Changamo
Regions active	0
# Branches	12

Total Portfolio (nat'l)	MT 90,149,772
Total Portfolio (USD)	USD 2,908,057.16
Active clients with loans	11,448
Approximate % female clients	40% - 60%
Approximate % urban clients	40% - 60%
Network affiliations	AMOMIF, MAIN
Funders

Loan Products » Summary

Individual

98 Borrowers

USD 144,822 Portfolio

Active Product

Indv CCOM

846 Borrowers

USD 297,200 Portfolio

Active Product

Sem Avalista

98 Borrowers

USD 284,412 Portfolio

Active Product

Micronegocio

3,785 Borrowers

USD 377,779 Portfolio

Active Product

Comercio

1,170 Borrowers

USD 270,417 Portfolio

Active Product

Agricultura

611 Borrowers

USD 581,611 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Credito Individual CCOM	MZN 10,000 - 100,000	6 - 12	40% - 60%	60% - 80%	Business	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Credito Individual	MZN 10,000 - 100,000	6 - 12	40% - 60%	60% - 80%	Business	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Tech Asst Visits, Business Training, Other Training
Credito Individual Sem Avalista	MZN 10,000 - 100,000	4 - 12	60% - 80%	60% - 80%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Solidario Pequeno Grupo Micronegocios	MZN 4,000 - 50,000	6 - 12	40% - 60%	60% - 80%	Any Purpose	Women, Men, Have business, Have home or land
Grupo Solidario Pequeno Grupo Comercio	MZN 10,000 - 45,000	6	40% - 60%	80% - 100%	Any Purpose	Women, Men, Have business, Have home or land, Salaried worker
GSGF Credito a Agricultura	MZN 4,000 - 50,000	8 - 12	40% - 60%	0% - 20%	Agriculture	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credito Individual CCOM	54.0% annual, Decl Bal	1 Fee	1 Ins	None	12.0% upfront	0%	0%	N/A
Credito Individual	54.0% annual, Decl Bal	1 Fee	1 Ins	None	30.0% upfront	0%	0%	N/A
Credito Individual Sem Avalista	54.0% annual, Decl Bal	1 Fee	1 Ins	None	None	0%	0%	N/A
Grupo Solidario Pequeno Grupo Micronegocios	54.0% annual, Decl Bal	1 Fee	1 Ins	None	33.3% upfront	0%	0%	N/A
Grupo Solidario Pequeno Grupo Comercio	54.0% annual, Decl Bal	1 Fee	1 Ins	None	33.3% upfront	0%	0%	N/A
GSGF Credito a Agricultura	36.0% annual, Flat	1 Fee	1 Ins	None	20.0% upfront	0%	0%	N/A

Institution Price Graph

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Total Borrrowers of Samples


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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

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