Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000181
AMPL00081
Arman41,500529,107,000181
Arohan43,5008,091,000281
ASA INDIA164,00015,380,000181
Asirvad113,50019,328,000181
Asmitha1,114,800217,867,000181
Bandhan4,048,600674,564,000581
Belstar123,00023,945,000260
BSFL275,20031,590,000381
Chaitanya20,7003,748,000381
Disha Microfin69,00014,332,000281
Equitas1,220,000186,415,000481
ESAF354,20043,500,000581
FFSL150,60035,719,000281
Fusion66,8009,820,000281
Grama Vidiyal738,200102,101,000181
Grameen Koota586,60083,555,0001583
Janalakshmi506,000119,077,000281
L & T Finance399,80037,199,000181
MFL331,80049,083,000181
MMFL175,00023,752,000281
Mpower13,6002,263,000281
Sahayata00081
Saija24,7004,682,000281
Samasta45,5004,809,000281
Satin405,60090,174,000281
SCCI115,60015,910,000281
Share2,195,400376,727,000181
SKS3,409,000355,029,000281
SMILE360,20056,927,000181
SNFL9,4001,779,000181
Sonata Finance158,20022,724,000383
Spandana533,400147,240,000281
Suryoday78,60014,713,000381
SVCL118,20018,886,000181
Swadhaar92,80017,166,000381
Trident68,7008,852,000181
Ujjivan913,300160,848,000581
Utkarsh168,60025,915,000381
VFS175,40019,264,000281
Asomi50,3004,743,0002114
AES India3,600286,0001114
Arth2,900611,0002114
Asomi50,3004,743,0002114
Barasat GS1,10099,508.021114
BJS6,000468,0001114
Cashpor417,00050,452,0001113
Credible10,0001,669,540.362114
DIBAKAR1,800145,0001113
GOF65,2005,388,0004113
Hope62,6004,407,0001111
Jaago2,700237,0001112
LOK4,900573,0001113
Nano25,6003,660,0002114
NBSAAVS28,1002,821,0001111
Nirantara8,200917,0002113
Parama7,100482,0001113
Pragathi26,2004,579,0006113
PWMACS36,5005,946,0001113
Saadhana90,90012,046,0002113
Sambhav1,500183,0003113
Seba Rahara6,700468,0001113
SU61,1005,498,0001113
Swayanshree7,900918,0002113
Vikas Samiti1,600168,0001113
Vistaar4,3001,157,0002111
We The People1,100244,0002113
WEMCS1,10085,0001113
Yukti1,10099,0002113
Please note that the information you are viewing is 60 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Tanzania M.F.C. Limited Plot # 84 Morogoro Rd,Dar es SalaamP.O Box 78783
Data approved: 2014-11-04
Data version: 3
Age of data: 60 months

Product

Small Group Loan Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (TZS)TZS 5,871,004,648
Portfolio (USD)USD 3,692,455.75
Active Clients with Loans12,475
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This loan is given to groups of between 5 to 10 members who can borrow up to TZS 4,000,000.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution14
# Regions for this product15
Regions ActiveArusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, Pwani, Ruvuma, Shinyanga, Tanga

Loan Conditions

Loan Amount
CurrencyTZS
Minimum loan sizeTZS 350,000
Maximum loan size4,000,000
Distribution at Disbursement (Est.)
Loans less than TZS 350,0000
TZS 350,000-1,250,00090%
TZS 1,250,000-2,000,00010%
TZS 2,000,000-3,000,0000
TZS 3,000,000-4,000,0000
Greater than TZS 4,000,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average8.7 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months30%
Between 7 and 9 months40%
Between 10 and 12 months30%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest5.40%
Highest quoted nominal interest5.40%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionDisbursement Fee
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Small Group Loan samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
TZS 450,000 Generated 2015-03-01 6.0 months N/A TZS 92,587.75 66.8% 63.2% 3.6% 0.0% 0.0% 0.0% 97 - PDF
TZS 700,000 Generated 2015-03-01 9.0 months N/A TZS 208,424.88 65.8% 63.2% 2.6% 0.0% 0.0% 0.0% 99 - PDF
TZS 930,000 Generated 2015-03-01 9.0 months N/A TZS 276,907.34 65.8% 63.2% 2.6% 0.0% 0.0% 0.0% 99 - PDF
TZS 1,250,000 Generated 2015-03-01 9.0 months N/A TZS 372,187.28 65.8% 63.2% 2.6% 0.0% 0.0% 0.0% 99 - PDF
TZS 1,500,000 Generated 2015-03-01 9.0 months N/A TZS 446,624.74 65.8% 63.2% 2.6% 0.0% 0.0% 0.0% 99 - PDF
TZS 1,725,000 Generated 2015-03-01 12.0 months N/A TZS 679,011 65.2% 63.2% 2.0% 0.0% 0.0% 0.0% 99 - PDF
TZS 1,850,000 Generated 2015-03-01 12.0 months N/A TZS 728,214.70 65.2% 63.2% 2.0% 0.0% 0.0% 0.0% 99 - PDF
TZS 2,000,000 Generated 2015-03-01 12.0 months N/A TZS 787,259.13 65.2% 63.2% 2.0% 0.0% 0.0% 0.0% 99 - PDF
Small Group Loan Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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