Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.familybank.co.ke/ |
Year established | 1984 |
Head of Institution | Peter Kinyanjui |
Regions active | |
# Branches | 50 |
Total Portfolio (nat'l) | KES 8,001,434,281 |
Total Portfolio (USD) | USD 96,635,679.72 |
Active clients with loans | 52,342 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | KES 300,000 - 20,000,000 | 6 - 48 | 20% - 40% | 60% - 80% | Only for purposes of buying assets(motor vehicles) | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Biashara Boost Loan | KES 5,000 - 500,000 | 6 - 24 | 40% - 60% | 20% - 40% | Business, Other | Women, Men, Have business, Can use loan to start a business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills | |||||||
Consumer Loan | KES 10,000 - 1,000,000 | 6 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Secured Business Loan | KES 100,000 - 20,000,000 | 6 - 60 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Must have collateral | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Vijanaa Boost Loan | KES 5,000 - 1,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business, Other | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 10.6% annual, Flat | 3 Fees | 0 Ins | None | N/A | 23.8% - 27.7% | 23.8% - 27.7% | 41 | ||||||||
Biashara Boost Loan | 19.2% annual, Flat | 2 Fees | 1 Ins | None | N/A | 39.8% - 48.5% | 39.8% - 48.5% | 45 | ||||||||
Consumer Loan | 16.0%-18.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.3% - 71% | 23.3% - 71% | 46 | ||||||||
Secured Business Loan | 18.5% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 34.3% | 23.9% - 34.3% | 68 | ||||||||
Vijanaa Boost Loan | 8.0% annual, Flat | 2 Fees | 1 Ins | None | N/A | 16.5% - 17.7% | 16.5% - 17.7% | 46 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 155 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 112 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 136 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 136 |
Equity Bank | 13,069 | 57,252,004 | 0 | 136 |
Finance Trust | 22,555 | 17,520,424 | 5 | 136 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 110 |
Five Talents | 5,365 | 368,057 | 2 | 136 |
Gatsby | 1,346 | 2,440,236 | 2 | 136 |
Habitat Uganda | 858 | 265,508 | 1 | 136 |
Hofokam | 20,908 | 4,793,200 | 6 | 136 |
KACITA | 156 | 60,318 | 1 | 136 |
Madfa SACCO | 4,832 | 288,674 | 5 | 136 |
Opportunity | 23,734 | 13,560,846 | 13 | 136 |
RUCREF | 5,557 | 898,380 | 4 | 155 |
Rushere SACCO | 983 | 574,549 | 2 | 136 |
SAO | 204 | 62,768 | 1 | 136 |
Silver Upholders | 2,111 | 189,189 | 4 | 136 |
THPU | 6,528 | 676,391 | 1 | 136 |
UGAFODE | 8,197 | 4,720,446 | 9 | 136 |
VF Uganda | 13,072 | 3,221,675 | 5 | 136 |
Wakiso | 513 | 276,000 | 1 | 136 |
Y-SAVE | 208 | 1,686,485 | 1 | 136 |
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