2. Jamii Bora
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Jamii Bora
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Jamii Bora P.O. Box 22741-00400Nairobi
Data approved: 2013-07-02
Data version: 2
Age of data: 134 months
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Institution

Jamii Bora PO Box 2704, 00202Nairobi202
Data approved: 2010-06-23
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.jamiibora.org/
Year established1999
Head of InstitutionMr Samuel Kimani
Regions activeCentral, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western
# Branches58

Total Portfolio (nat'l)KES 279,407,650
Total Portfolio (USD)USD 3,374,488.53
Active clients with loans2,446
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addresshttp://www.jamiibora.org/
Year established1999
Head of InstitutionIngrid Munro
Regions active0
# Branches58

Total Portfolio (nat'l)KES 725,767,711
Total Portfolio (USD)USD 9,072,096.39
Active clients with loans79,194
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

Daraja Indv
1,004 Borrowers
USD 2,508,031.40 Portfolio
Active Product
Micro Indv
242 Borrowers
USD 204,510.27 Portfolio
Active Product
Daraja Group
58 Borrowers
USD 139,492.75 Portfolio
Active Product
Micro Group
1,142 Borrowers
USD 522,454.11 Portfolio
Active Product
Women
Retired Product
Housing Loan
Retired Product

Loan Products » Summary

D Individual
655 Borrowers
USD 740,543.16 Portfolio
Active Product
Women
1,582 Borrowers
USD 26,755.70 Portfolio
Active Product
Housing Loan
159 Borrowers
USD 424,281.60 Portfolio
Active Product
M Individual
28,879 Borrowers
USD 3,282,439.41 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Daraja Individual KES 100,001 - 500,000 6 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, Must have taken at least 3 Micro Individual loans with a perfect repayment rate. Credit Educ, Credit Ins, Business Training
Micro Individual KES 5,000 - 100,000 1 - 12 40% - 60% 40% - 60% Business Women, Men, Have business, Must have saved money in a Jamii Bora account for at least six weeks Credit Educ, Credit Ins, Business Training
Daraja Group KES 100,000 - 500,000 24 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Group KES 5,000 - 100,000 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Daraja Individual KES 60,000 - 700,000 6 - 24 40% - 60% 40% - 60% Women, Men, Have business Credit Educ, Credit Ins, Business Training
Women Enterprise Fund KES 600 - 30,000 3 - 12 80% - 100% 60% - 80% Business, only for womens businesses Women Credit Educ, Credit Ins, Business Training
Housing Loan KES 50,000 - 1,900,000 60 - 120 40% - 60% 60% - 80% Any Purpose Women, Men Credit Educ, Credit Ins, Business Training
Micro Individual KES 600 - 59,000 1 - 12 40% - 60% 40% - 60% Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 35.2% 52.1% - 52.2% 38
Micro Individual 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 39.4% - 40.1% 61.1% - 63.2% 35
Daraja Group 20.0% annual, Flat 1 Fee 1 Ins None 30.0%-50.0% upfront 36.8% - 37.2% 69.7% - 70.8% 28
Micro Group 22.0% annual, Flat 1 Fee 1 Ins None 30.0%-50.0% upfront 42.7% - 42.8% 89.2% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 26.0% annual, Decl Bal 1 Fee 0 Ins None 40.0% upfront 0% 0% N/A
Women Enterprise Fund 8.0% annual, Decl Bal 1 Fee 0 Ins None 50.0% upfront 0% 0% N/A
Housing Loan 10.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Micro Individual 26.0% annual, Flat 2 Fees 0 Ins None 50.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 35.2% 52.1% - 52.2% 38
Micro Individual 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 39.4% - 40.1% 61.1% - 63.2% 35
Daraja Group 20.0% annual, Flat 1 Fee 1 Ins Ins None 30.0%-50.0% upfront 36.8% - 37.2% 69.7% - 70.8% 28
Micro Group 22.0% annual, Flat 1 Fee 1 Ins Ins None 30.0%-50.0% upfront 42.7% - 42.8% 89.2% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None 40.0% upfront 0% 0% N/A
Women Enterprise Fund 8.0% annual, Decl Bal 1 Fee 0 Ins Ins None 50.0% upfront 0% 0% N/A
Housing Loan 10.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Micro Individual 26.0% annual, Flat 2 Fees 0 Ins Ins None 50.0% upfront 0% 0% N/A
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