| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.juhudikilimo.com/ |
| Year established | 2009 |
| Head of Institution | Nat Robinson |
| Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 367,334,756 |
| Total Portfolio (USD) | USD 4,436,410.10 |
| Active clients with loans | 10,494 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, SPTF |
| Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.daasgift.org/ |
| Year established | 2006 |
| Head of Institution | Mrs Gifty Baaba Asmah |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 96,292 |
| Total Portfolio (USD) | USD 64,194.67 |
| Active clients with loans | 1,424 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | GHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN |
| Funders | E&CO, CHF International, Global Giving |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
| Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0 | 0 | 80% - 100% | 60% - 80% | ||||||||||
| Group lending | GHS 50 - 1,000 | 4 - 6 | 80% - 100% | 40% - 60% | ||||||||||
| Managed Funds Loan | 0 | 0 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 82% - 82.4% | 135.7% - 136.3% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 82% - 82.4% | 135.7% - 136.3% |
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