Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | http://www.eclof-kenya.org/ |
Year established | 1994 |
Head of Institution | Mary Munyiri |
Regions active | Central, Eastern, Nairobi, Nyanza, Rift Valley, Western |
# Branches | 16 |
Total Portfolio (nat'l) | KES 470,400,975 |
Total Portfolio (USD) | USD 5,681,171.20 |
Active clients with loans | 19,987 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ECLOF International, AMFI |
Funders | ECLOF International, Water.org, Church of Sweden |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Elimu Bora Loan | KES 5,000 - 200,000 | 3 - 12 | 40% - 60% | 0% - 20% | Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Jinue Loan | KES 5,000 - 30,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Consumer | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Jiwezeshe Loan | KES 5,000 - 300,000 | 6 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Tatua Shida Loan | KES 5,000 - 50,000 | 3 - 6 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Ukulima Loan | KES 5,000 - 200,000 | 6 - 12 | 40% - 60% | 20% - 40% | Agriculture | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Afya Loan | KES 8,666 - 21,420 | 3 - 12 | 40% - 60% | 20% - 40% | Other | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Maji Safi Loan | KES 5,000 - 100,000 | 9 - 24 | 40% - 60% | 20% - 40% | Other | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Boma Safi Loan | KES 5,000 - 200,000 | 6 - 24 | 40% - 60% | 20% - 40% | Other | Women, Men, Have business | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Elimu Bora Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 33.1% - 36.1% | 36.9% - 40.2% | 47 | ||||||||
Jinue Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-25.0% upfront 200.00 ongoing | 42.8% - 45.3% | 108% - 170.1% | 16 | ||||||||
Jiwezeshe Loan | 18.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-25.0% upfront 200.00 ongoing | 33.6% - 41.6% | 61.6% - 91.2% | 23 | ||||||||
Tatua Shida Loan | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 45.4% | 53% | 42 | ||||||||
Ukulima Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 39.5% - 42% | 43.6% - 49.6% | 44 | ||||||||
Afya Loan | 19.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34% - 37.8% | 37.7% - 42% | 46 | ||||||||
Maji Safi Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 39.5% - 42% | 43.6% - 49.6% | 44 | ||||||||
Boma Safi Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 36.8% - 42% | 39.1% - 49.6% | 45 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 164 |
CEPESIU | 2,000 | 939,000 | 4 | 164 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 164 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 164 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 164 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 164 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 164 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 164 |
COAC San José | 10,400 | 29,133,000 | 5 | 164 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 164 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 164 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 164 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 161 |
CooP VPR | 700 | 1,052,000 | 4 | 164 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 164 |
Credi Fe | 100,900 | 380,039,000 | 4 | 164 |
D^Miro | 36,900 | 27,692,000 | 9 | 157 |
DECOF | 2,200 | 705,000 | 2 | 164 |
Espoir | 62,100 | 21,036,000 | 5 | 164 |
FODEMI | 28,200 | 12,924,000 | 3 | 164 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 164 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 164 |
INSOTEC | 7,000 | 6,047,000 | 4 | 164 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 164 |
ProCredit | 43,800 | 211,941,000 | 2 | 164 |
PS Ambato | 5,600 | 2,771,000 | 1 | 164 |
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