Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kwftdtm.com |
Year established | 1982 |
Head of Institution | Mwangi Githaiga |
Regions active | Central, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western |
# Branches | 235 |
Total Portfolio (nat'l) | KES 13,743,335,462 |
Total Portfolio (USD) | USD 165,982,312.30 |
Active clients with loans | 250,748 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Women's World Banking, AMFI, AFRACA |
Funders | KWH, Employee Share Ownership Plan (ESOP) |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.finamerica.com.co/ |
Year established | 1997 |
Head of Institution | Gregorio Alberto Mejia Solano |
Regions active | |
# Branches | 43 |
Total Portfolio (nat'l) | COP 183,819,000,000 |
Total Portfolio (USD) | USD 100,999,450.50 |
Active clients with loans | 45,380 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ACCION INTERNACIONAL |
Funders | Caja de compensacion Familiar Colsubsdio, Caja de compensacion Familiar Cafam, Caja de compensacion Familiar Comfandi, Caja de compensacion Familiar Confenalco |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | KES 10,000 - 45,000,000 | 6 - 60 | 60% - 80% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment | |||||||
Consumer Loan | KES 10,000 - 200,000 | 6 - 18 | 80% - 100% | 0% - 20% | Consumer | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Elimu Loan | KES 5,000 - 200,000 | 6 - 12 | 80% - 100% | 0% - 20% | Education | Women, Have business, Evidence of school admission/attendance | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Agricultural Loan | KES 10,000 - 45,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment | |||||||
Energy Loan | KES 50,000 - 200,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business, Other | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Asset Financing Loan | KES 50,000 - 10,000,000 | 6 - 60 | 80% - 100% | 0% - 20% | Business | Women, Must be willing to set up a viable business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | COP 300,000 - 65,000,000 | 12 - 59 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Other Training, Fidelizacion | |||||||
Crédito preferencial ( Credipremium) | COP 772,500 - 83,430,000 | 6 - 59 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business | Other Training, Programa Afinidad ( tarjeta club finamigos) | |||||||
Credito Individual Nuevo y Renovado | COP 772,000 - 83,430,000 | 1 - 59 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business | Credit Educ, Credit Ins, Programa Afinidad | |||||||
Credito Pymes | COP 12,440,000 - 300,000,000 | 6 - 59 | 20% - 40% | 80% - 100% | Business, Compra de mercancías, insumos, adquisición de maqu | Women, Men, Have business, Personas Naturales y Jurídicas con activos entre $248 y $2.480 millones pertenecientes a los sectore | Programa Afinidad (tarjeta club finamigos) | |||||||
Grupo Solidario Confianza | COP 200,000 - 2,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Consumer, Capital de Trabajo | Women, Men, Agrupacion de personas que tengan en comun, proyectos agropecuarios, agroindustriales, comerciales. | Credit Educ, Other Training, Charlas de grupo , cobranza de creditos , charlas de ahorro. | |||||||
Mi credito YA | COP 400,000 - 2,400,000 | 6 - 12 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business, Personas sin experiencia crediticia | Credit Ins, Other Training, programa de Fidelizacion clientes Club Finamigos | |||||||
Micro confianza | COP 200,000 - 700,000 | 3 - 6 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo | Women, Men, Have business, antigàŒedad del negocio de 18 meses y activos fijos inferiores a 500 SMLV | Credit Ins, Other Training, programa de Fidelizacion clientes Club Finamigos |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | 14.4%-28.7% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 24.8% | 24.7% - 25.5% | 57 | ||||||||
Crédito preferencial ( Credipremium) | 10.2%-28.7% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 14.6% - 28% | 15.4% - 28.8% | 45 | ||||||||
Credito Individual Nuevo y Renovado | 8.0%-29.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 41.2% - 44.3% | 42% - 45.1% | 18 | ||||||||
Credito Pymes | 20.9%-21.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 13.7% - 23.1% | 14.5% - 23.8% | 100 | ||||||||
Grupo Solidario Confianza | 18.7%-29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.6% - 52.5% | 34.2% - 53.3% | 42 | ||||||||
Mi credito YA | 22.4%-29.9% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 50.6% - 52.9% | 51.3% - 53.7% | 43 | ||||||||
Micro confianza | 21.6%-29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 33.9% - 53.2% | 34.5% - 53.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 20.0%-21.6% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37.1% - 42.8% | 47.8% - 60.2% | 35 | ||||||||
Consumer Loan | 18.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 40.6% - 40.7% | 52.7% - 55.7% | 33 | ||||||||
Elimu Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 38% - 43.9% | 52.7% - 61.3% | 35 | ||||||||
Agricultural Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 37% - 42.8% | 47% - 56.9% | 36 | ||||||||
Energy Loan | 20.0%-22.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 36.8% - 40.8% | 51.9% - 57.7% | 33 | ||||||||
Asset Financing Loan | 11.2%-20.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.0%-20.0% upfront 50.00-0.00 ongoing | 35.9% - 41.4% | 43.9% - 56.7% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo Libre Destino | 14.4%-28.7% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 23.9% - 24.8% | 24.7% - 25.5% | 57 | ||||||||
Crédito preferencial ( Credipremium) | 10.2%-28.7% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 14.6% - 28% | 15.4% - 28.8% | 45 | ||||||||
Credito Individual Nuevo y Renovado | 8.0%-29.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 41.2% - 44.3% | 42% - 45.1% | 18 | ||||||||
Credito Pymes | 20.9%-21.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 13.7% - 23.1% | 14.5% - 23.8% | 100 | ||||||||
Grupo Solidario Confianza | 18.7%-29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.6% - 52.5% | 34.2% - 53.3% | 42 | ||||||||
Mi credito YA | 22.4%-29.9% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 50.6% - 52.9% | 51.3% - 53.7% | 43 | ||||||||
Micro confianza | 21.6%-29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 33.9% - 53.2% | 34.5% - 53.9% | 48 |
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